Updated November 2026 for the 2027 plan year. This page lists the health insurance companies selling coverage in Georgia: the insurers on the ACA Marketplace, the companies with the largest share of the commercial market, the Medicaid managed care plans and the leading Medicare Advantage carriers. Elevance Health (Anthem BCBS of Georgia) is the largest commercial health insurer in Georgia, with 35% of the market, according to the American Medical Association (AMA).
For coverage you buy yourself, Georgia residents use Georgia Access. For 2027, 8 insurers are expected to offer Marketplace plans there, based on industry roster data.
Georgia Health Insurance at a Glance
| Measure | Georgia | Source |
|---|---|---|
| Largest commercial insurer (share of market) | Elevance Health (Anthem BCBS of Georgia) (35%) | AMA, 2024 data |
| Second-largest commercial insurer | CVS (Aetna) (15%) | AMA, 2024 data |
| ACA Marketplace | Georgia Access | |
| Marketplace plan selections, 2026 | 1,324,295 (-12.3% from 2025) | CMS |
| Average monthly Marketplace premium after tax credits | $164 in 2026 ($74 in 2025) | CMS |
| Medicaid enrollees, 2024 | 2,314,875 | CMS |
| Share of Medicaid enrollees in comprehensive managed care | 68.9% | CMS, 2024 |
| Medicare Advantage plans, 2027 | 161 (166 in 2026) | CMS |
| Largest Medicare Advantage carrier | UnitedHealth Group (34%) | AMA, 2024 data |
Largest Health Insurance Companies in Georgia
The AMA’s annual Competition in Health Insurance report measures each insurer’s share of enrollment in the commercial market, which includes employer plans and individual coverage, and in Medicare Advantage. The latest edition uses enrollment as of January 1, 2024.
| Market | Largest insurer | Share | Second-largest insurer | Share |
|---|---|---|---|---|
| Commercial (employer and individual) | Elevance Health (Anthem BCBS of Georgia) | 35% | CVS (Aetna) | 15% |
| Medicare Advantage | UnitedHealth Group | 34% | Humana | 32% |
The Blue Cross Blue Shield licensee in Georgia: Anthem Blue Cross and Blue Shield (Blue Cross Blue Shield Healthcare Plan of Georgia; Elevance Health). For every company, including national carriers, see our List of Health Insurance Companies.
ACA Marketplace Insurers in Georgia for 2026 and 2027
| Insurer | 2026 | 2027 |
|---|---|---|
| Alliant Health Plans | Yes | Yes |
| Ambetter from Peach State Health Plan (Centene) | Yes | Yes |
| AMGP Georgia Managed Care (Anthem/Elevance affiliate) | Yes | Yes |
| Anthem Blue Cross and Blue Shield (BCBS of Georgia) | Yes | Yes |
| Antidote Health Plan | No | Yes (new) |
| CareSource | Yes | Yes |
| Cigna | Yes | No |
| Kaiser Permanente | Yes | Yes |
| Oscar | Yes | Yes |
| UnitedHealthcare | Yes | No |
UnitedHealthcare is leaving Georgia Access on January 1, 2027, after state regulators pushed back on its request for a 54% rate increase. Cigna is leaving the individual market in all of its states. Antidote Health is new for 2027.
Source: healthinsurance.org roster data; a state roster was not published. Insurer names are brand names; an insurer may sell in only part of the state. Check plans for your ZIP code at Georgia Access.
Medicaid Managed Care Plans in Georgia
Georgia Department of Community Health (DCH) runs Medicaid in Georgia. In 2024, 68.9% of the state’s 2,314,875 Medicaid enrollees were in comprehensive managed care plans, according to CMS; see our Medicaid managed care by state data. Programs: Georgia Families (care management organizations, CMOs); Georgia Families 360° (children in state custody, adoption assistance and juvenile justice); Georgia Pathways to Coverage (work-requirement partial expansion).
- Amerigroup Community Care (Elevance)
- CareSource
- Peach State Health Plan (Centene)
Source: Georgia Department of Community Health (DCH).
Medicare Advantage in Georgia
People with Medicare in Georgia can choose from 161 Medicare Advantage plans for 2027, compared with 166 in 2026, and 100% have access to a plan with a $0 monthly premium, according to CMS. The largest Medicare Advantage carriers are UnitedHealth Group (34%) and Humana (32%), according to the AMA. Compare every state on our Medicare Advantage plans by state page, and see our Medigap vs Medicare Advantage guide before you choose.
Recent Developments in Georgia
- UnitedHealthcare is leaving the Georgia Access exchange effective Jan. 1, 2027 after the state pushed back on its requested 54% rate increase. (source)
- The Georgia Medicaid CMO re-procurement (intent to award Dec. 2024 to CareSource, Humana, Molina and UnitedHealthcare) remains in protest. DCH extended the Amerigroup, CareSource and Peach State contracts through June 30, 2027. (source)
- Georgia exchange enrollment fell from about 1.3 million to about 900,000 by early September 2026 after expanded subsidies expired. (source)
How To Choose a Health Insurer in Georgia
- Compare Marketplace plans for your ZIP code and update your income to get the right tax credit.
- Check that your doctors and hospitals are in network; our HMO vs PPO vs EPO guide explains the differences.
- Compare the out-of-pocket maximum as well as the premium.
- If your insurer is leaving the Marketplace for 2027, choose a new plan by December 15 for coverage starting January 1.
- For complaints or help with a denied claim, contact the Georgia Office of Commissioner of Insurance and Safety Fire.
For statewide enrollment and premium trends, see our ACA Marketplace enrollment by state data, and follow our Health Insurance Companies hub for insurer news.
Sources
American Medical Association, Competition in Health Insurance: A Comprehensive Study of U.S. Markets (2025 update, 2024 data); CMS 2026 and 2025 Open Enrollment State-Level Public Use Files; CMS Marketplace plan data files for 2026 and 2027; CMS Medicaid Managed Care Enrollment (2024); CMS 2027 Medicare Advantage and Part D state fact sheets; KFF 2024 Transparency in Coverage data; Georgia Department of Community Health (DCH).