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Access Plans, Inc. to Host Third Quarter Conference Call on August 16, 2010

Posted on August 12, 2010 Written by Annalyn Frame

SOURCE: Access Plans, Inc.

NORMAN, OK–(Marketwire – August 12, 2010) – Access Plans, Inc. (OTCBB: APNC), a leading membership benefits marketing company, today announced that the Company will host an investor conference call to discuss its operating results for the third quarter and first nine months of FY2010 at 11:30 a.m. Eastern Time (EDT) on Monday, August 16, 2010. The Company will release its operating results earlier the same day.

Shareholders and other interested parties may participate in the conference call by dialing 877-317-6789 (international/local participants dial 412-317-6789) and asking to be connected to the “Access Plans, Inc. Conference Call” a few minutes before 11:30 a.m. EDT on August 16, 2010. The conference call will also be available via “live” webcast under the Investor Relations section of the Company’s website at www.accessplans.com, or by visiting http://www.videonewswire.com/event.asp?id=71766  to access the webcast directly.

A replay of the conference call will be available one hour after the call through Tuesday, August 24, 2010 at 9:00 a.m. EDT by dialing 877-344-7529 (U.S.) or 412-317-0088 (international) and entering the conference ID Number 443633.

An archived version of the webcast will also be available under the Investor Relations section of the Company’s website at www.accessplans.com.

About Access Plans, Inc.

Access Plans, Inc. (OTCBB: APNC) is a leading membership benefits marketing company with two distribution channels. The Wholesale/Retail Plans distribution channel specializes in turnkey, private-label membership benefit plans that provide discount products and services, protection benefits and retail services to more than 1 million customers in the United States and Canada. America’s Health Care Plans (AHCP), the Company’s Insurance Marketing distribution channel, is one of the nation’s largest independent agent networks and provides major medical, life and supplemental insurance products to individuals. For more information, please visit: www.accessplans.com.

Contact:
Access Plans, Inc.
Robert Hoeffner
405-579-8525
[email protected]

Filed Under: Medical And Healthcare

How A lot is too A lot for Mortgage Closing Costs?

Posted on August 12, 2010 Written by Annalyn Frame

Find Out More At:

Ireland Insurance

 Something that is very important for you to consider when buying or refinancing your home is the closing costs.
I would love to inform you that closing costs aren’t expensive, but imagine me they are. When you add up all the charges’ involved, resembling factors, taxes, title insurance coverage, county prices and varied different price’s, it actually begins so as to add up.
The very first thing it’s good to perceive is that no one works without cost, so be ready to pay at closing.
The overall amount of charges’ depends on quite a number of things. As an illustration, the share of loan origination charges’ (points) the lender goes to be charging you. One other giant price is the title search and insurance. The title payment varies by state and is determined by the quantity of the home.
Closing prices on common should not exceed 5% of the entire quantity of the purchase price, and this doesn’t embrace the down payment.
The total quantity of those charges’ doesn’t all go to the lender. Generally solely the mortgage origination price and the appliance price go to the lender.
The rest of the fee’s such because the appraisal, credit report, curiosity for the interval in between closing and your first month-to-month fee, house proprietor’s insurance, title insurance coverage, professional rated property tax, etc., go to their acceptable institutions.
Earlier than you go to closing, the lender is required by law to ship you a Good Faith Estimate (GFE).The GFE discloses an accurate estimate of all of the charge’s you’ll be chargeable for at closing.
Ensure you go over the GFE with a high-quality tooth comb, and if there are any charges’ you don’t perceive, name your lender or dealer and ask for an explanation.
As I acknowledged earlier, you must be ready to pay closing costs. Closing prices will not be cheap, however you shouldn’t pay a penny greater than what’s required.
In case your closing prices are somewhere between two and 5% of the quantity of the mortgage, you should be in good shape.
If they are drastically larger, take into account finding one other lender.
Keep in mind, do your homework. Put your self ready to understand all of the jargon that fills up all of the paperwork you can be signing.
Additionally, take your time and store around, at all times search for the perfect fee at the lowest potential price.

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ICICI Mutual Fund

Filed Under: Healthcare Plan News

Entire Life Insurance Recommendation—Is It Better?

Posted on August 12, 2010 Written by Annalyn Frame

When you have determined that complete life insurance is the route you want to take, you want to be well-aware of each its execs and its cons.
Complete life insurance covers you to your complete life, as opposed to term life insurance which only covers you for a certain number of years. Nonetheless, with that further coverage comes further costs. Isn’t that the best way things always occur? With entire life insurance, not solely are you paying for the cost of the insurance, but you are additionally paying for the cost of investment. Some have referred to the investment costs as “forced savings,” and, admittedly, there are ways of saving for retirement that make extra sense to some. As you become older, the price of insurance coverage protection will get increased and the price of investment will get lower. If you decide to cash in your entire life insurance coverage coverage, it’s possible you’ll be paid in money or in insurance that has been paid-up. But, with commission charges, market fluctuations, and hypothetical numbers that brokers use for illustration functions, it’s not so easy to know the way much you’ll cash in.
Still, there are lots of rich people who decide to purchase whole life insurance policies, and for a superb reason. Whole life insurance insurance policies help them in property planning. By setting up an insurance trust through entire life insurance coverage, they’ll make sure the proceeds of their insurance coverage coverage are used to pay their property taxes. This is useful, as estate taxes would otherwise be left to be paid out-of-pocket.
After understanding whole life insurance, it might not appear as protected and safe as its name sounds. Yes, you may be covered for life, however there are additionally extra prices for coverage that some people simply don’t need. If in case you have the additional cash to invest in whole life insurance coverage, by establishing an insurance trust, you gained’t exactly be wasting cash, either.

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Company Life Insurance

Bank Rate Mortgage Calculator

Filed Under: Healthcare Plan News

Term life insurance: Cash-saving tips (they do exist)!

Posted on August 12, 2010 Written by Annalyn Frame

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Company Life Insurance

 Time period life insurance is probably the most inexpensive way to defend your family’s future. As inexpensive as term life insurance coverage is, there are money-saving tips that will ensure you might be paying only what you need. Get probably the most value in your dollar by trying out the following helpful suggestions that will prevent money whereas nonetheless getting great protection. 
1. Get protection early – the sooner you buy life insurance coverage the less your annual premiums:Some persons are gamblers by nature and choose to take their probabilities by skipping out on life insurance. Though it’s unlikely you will die during your working years, you are not insuring for what’s likely to happen however as an alternative, for the worst-case scenario. That’s why term life insurance coverage costs much less the youthful you are. It is usually why you should buy it sooner somewhat than later–because you’ll be providing financial security without spending a lot of money for it. 
For instance, if we have a look at the cost to buy a $250,000 Term 10 life insurance policy you’ll see how delaying purchasing a coverage by just some years might value you more in annual premiums. 
For male non-people who smoke*:A 35 year-outdated may get quotes for as little as $195 per 12 months for a ten-12 months whole price of $1,950.A forty 12 months-previous could get quotes for as little as $263 per year for a ten-yr total cost of $2,630.A 45 yr-old might get quotes for as little as $373 per yr for a ten-year total price of $three,730.
For feminine non-smokers*:A 35 yr-previous may get quotes for as little as $one hundred sixty five per 12 months for a 10-12 months whole price of $1,650.A 40 yr-previous might get quotes for as little as $210 per yr for a ten-yr complete cost of $2,100.A 45 year-previous might get quotes for as little as $270 per yr for a ten-year total price of $2,700.
* Lowest quote online from February 2006 for a Time period 10 coverage, one of the crucial fashionable life insurance coverage merchandise in Canada. Premiums shown are the rates if paid annually.
2. When your age isn’t actually your age:Your subsequent birthday may be 6 months away however in the eyes of most life insurers you’ve already hit that subsequent magical number. Once you get a life insurance coverage quote, the rate you’re given relies on the age you’re closest to which, 50 per cent of the time is your age at your next birthday. It’s a term known as “Age Nearest”, and that half-year worth enhance might actually add up. See the difference yourself. 
For male non-smokers*:
A 39 12 months-previous might get quotes for as little as $248 per yr for a ten-12 months whole price of $2,480A 40 year-previous might get quotes for as little as $263 per yr for a 10-yr whole cost of $2,630.
A financial savings of $a hundred and fifty
A forty four year-outdated might get quotes for as little as $345 per year for a 10-12 months whole price of $three,450.A 45 year-old may get quotes for as little as $373 per yr for a 10-12 months whole cost of $3,730.
A savings of $280
For a feminine non-smoker*:
A 39 yr-old may get quotes for as little as $200 per year for a 10-year total value of $2,000A forty yr-previous might get quotes for as little as $210 per year for a ten-year total cost of $2,100.
A financial savings of $a hundred
A 44 12 months-old may get quotes for as little as $255 per 12 months for a ten-12 months total price of $2,550.A forty five year-previous might get quotes for as little as $270 per 12 months for a ten-year complete cost of $2,700.
A savings of $150
* Lowest quote on-line in January 2006 for a Term 10 policy. Premiums shown are the rates if paid annually.
3. In the event you’re a smoker ask about incentive programs geared toward helping you give up:Whereas not all life insurance coverage corporations supply incentive applications that can assist you give up, some do and will prevent cash in case you are fascinated with buying life insurance and quitting smoking. For example, one such company will refund you an amount equal to the distinction between the premiums you already paid as a smoker and people you’d have paid had you not smoked. What’s extra, once you give up smoking, this similar company will modify your premiums to non-smoker rates based on the age you were when you bought the coverage, not the age you are at the time you quit! 
4. Check out your payment/billing choices:Many life insurance coverage life insurance firms supply discounts to customers who pay their annual premiums up front. You probably have the cash helpful, you could save as much as 10 per cent of your policy’s premium each year. For example: 
• A 35 12 months-outdated male with $250,000 in coverage can pay $195 up entrance per year for life insurance coverage coverage. If paid in month-to-month installments, nonetheless, the annual premium jumps to about $215. Paying up entrance can save this person $20 per yr!
• A 40 yr-old male with $250,000 in protection will pay $263 up entrance per year for all times insurance coverage. If paid in month-to-month installments, nevertheless, the annual premium jumps to about $288. Paying up entrance can save this particular person $25 per yr!
• A 45 yr-previous male with $250,000 in coverage will pay $373 up front per 12 months for life insurance coverage coverage. If paid in month-to-month installments, however, the annual premium jumps to about $407. Paying up entrance can save this individual $34 per 12 months!
Life insurance coverage made even more affordable:With these money-saving suggestions in hand, Term Life insurance is more reasonably priced than ever. There isn’t any higher time than now to get the coverage you and your family need.

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EMC Mortgage Servicing

Filed Under: Healthcare Plan News

Iconosys Gets in the Windows Phone 7 Game With Mighty SMS(TM) Schedule Reminder System for Personal and Professional Use

Posted on August 12, 2010 Written by Annalyn Frame

SOURCE: Iconosys, Inc.

LAGUNA HILLS, CA–(Marketwire – August 11, 2010) –  Today, Iconosys, Inc., a leader in mobile communications technology, announces a first in terms of integrating the world’s primary new means of communication, text messaging, with the needs of professionals in Real Estate, Medical Offices, Dental Offices, and for appointment setters of all types.

Originally a research and development project designed to explore possibilities and further enhance the wildly popular texting while driving apps already offered by Iconosys’ SMS Replier™ (www.smsreplier.com) and DriveReply™ (www.drivereply.net) products, Mighty SMS™ has now evolved into a text message scheduling system that allows professionals to setup reminders for their clients and patients and enables them to send their clients and customers friendly courtesy notices/reminders prior to their scheduled meetings and thank you notes afterward.

Mighty SMS™ comes in a personal version, where all features are managed on the phone itself, or in a professional version with more functionality; the app can be administered through an internet interface, and scheduling can be done in real time (right in front of the patient, or while on the phone with a sales lead) and as your appointments are being scheduled. The web interface/management comes at a nominal monthly fee. Also, while the company is excited about its plans for integration of this app into Google Calendar and Outlook in the near future as a plug-in for ease of management by office staff and appointment setters, at present Mighty SMS™ is fully functional and ready to meet the heavy demands of the busy professional or house-spouse.

As of now, a personal user can use it to pre-program text message salutations to their friends, loved ones, and professional contacts. Thank You’s, Happy Birthday’s, and Happy Anniversary’s are not accidentally forgotten when you input your Mighty SMS™ onto your phone and utilize this to organize your calendar and your contacts.

In the Professional version, customized replies can be generated that remind clients and patients of upcoming appointments, with information about contacting you back if there are any changes. 

“Already a favorite among dentists here in Orange County, CA, the dentists are seeing a lower volume of cancellations and ‘forgetting’s,’ as patients that made appointments sometimes months earlier, and may have completely forgotten their appointment, get a friendly non-threatening personal message from their favorite service provider (dentist, doctor, optometrist, hairstylist, chiropractor, contractor, MONAVIE rep, etc.),” commented Wayne Irving, CEO of Iconosys, Inc. Mr. Irving continued, “It’s great for car salesmen or others in sales that want to pre-program a thank you message for a couple days later after the sale, to send good wishes and work for that return customer and high rating of customer satisfaction.”

Texting or text messaging has become a significant portion of our population’s first means of communication. Less formal than an email, more convenient than a phone call or voicemail, and more secure than instant messaging, text messaging has become our tool for meaningful introductions when two people wish to express or share short messages without getting into deep conversations, for reasons like lack of time, while still providing a sense of personal fulfillment and significance to the recipient for the “thought that counted” when they receive a wish for good tidings.

Text messaging is a great way to share short personal bits of data between people that share responsibilities, like parents and or partners in a company. It’s a great way to send addresses and other short bits of info that do not require a full conversation, and without the risk of leaving a voicemail that may not get listened to for days and days.

“I use text messaging for every possible communication I can. It allows me to talk to more people, get more done in less time, and keep tabs on my employees, without having to go through all the greetings and salutations and small talk all the time. I don’t do it ALL the time, but it sure helps me to build my business and be more productive wherever I am, while also allowing me to regularly and consistently stay in touch with the people I work with and to convey a ‘job-well-done’ or to give them constructive advice where appropriate,” said Jeffrey Weiss, CTO for Iconosys, Inc.

Mighty SMS™ is available to the personal User for $3.99 per month, and for the Business or Professional user at $59.99 per year. The integrated web interface tools are scheduled to be made available in September for Professional users only at a $39 per month maintenance fee. Professional users price includes 60 minutes of tech support per year for setup, changes, and migration advice. The service currently requires a Windows Mobile 6.5 or Windows Phone 7. The company plans to offer this product on the Android platform when the Android Tablet is released closer to Christmas 2010.

Mighty SMS™ is pending availability on the Windows Marketplace, but until then it can be downloaded from www.Handango.com, www.CNET.com, www.PayLoadz.com and www.MightySMS.com.

About Iconosys, Inc.

Iconosys, Inc. is developing a series of technologies designed to make mobile applications better, faster, easier, and ultimately safer to use. Iconosys’ flagship product, SMS Replier™, is a revolutionary mobile phone application designed to couple many convenience services with addressing the growing problem of communicating safely while driving a car, truck, or motorcycle.

Iconosys’ CEO Wayne Irving II, a pioneer in next-generation telecom concepts, has led the drive to take advantage of GPS and other onboard motion technologies to build lifesaving and life-enhancing products and utilities, and to create new and better tools for wireless platforms and mobile device operating systems.

Iconosys proprietary technology, developed with support from Motorola, is a complex series of algorithms and readings from the technology running on today’s Smartphones; this includes, without limitation, GPS and other motion sensoring, coordinated with Google mapping to provide an accurate and responsive background service to most, if not all, of the upcoming Iconosys technology releases. Iconosys’ DriveReply™ technology tests up to 90% more efficient in battery consumption while using ordinary GPS technology, a key differentiator for Iconosys, when competing with other producers of GPS dependent Smartphone applications. 

For more information, including demonstration videos, on Iconosys, Inc, please visit: http://www.iconosys.com or http://www.mightysms.com. 

For further information about Iconosys, Inc. and its products or for interviews with CEO Wayne Irving II, please contact Adam Mazur at 212-843-8073 or [email protected]. High-resolution images and instructional videos available upon request. Follow Mighty SMS™ on twitter: @mightysms

CONTACT:

ICONOSYS, INC.
25255 Cabot Road, Suite 111
Laguna Hills, CA 92653
www.iconosys.com

Rubenstein Public Relations
Contact: Adam Mazur
Tel: (212) 843-8073
or (949) 335-5350
Email: Email Contact

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Filed Under: Medical And Healthcare

10 Methods To Decrease Your Auto Insurance

Posted on August 12, 2010 Written by Annalyn Frame

And the insurance coverage charges you pay are vastly dependent on the insurance company or agent, your age, your automobile kind, your driving report, and even the world you reside in!
You need to by no means go without auto insurance coverage although, regardless of the costs. Nearly all the states require you to guard yourself with a minimal amount of legal responsibility coverage. Naturally, the naked minimal is not ample sufficient for the average car owner. And as you add in extra protection for your automobile, you realize that you’ll be paying a reasonably large sum annually.
So, understanding auto insurance can really enable you to to determine on an appropriate insurance coverage policy that won’t vacuum clear your wallet! Here, we now have gathered 10 of the most effective tips for reducing your auto insurance, by as a lot as forty%!
Always compare insurance policies. There are states which regulate auto insurance rates, however the insurance coverage premiums can fluctuate by hundreds of dollars for the exact same coverage. It is definitely worthwhile to buy around. The first thing you can do is to verify along with your state insurance coverage department. They typically present information about the protection you want, in addition to sample rates from the largest companies. You can also ask your friends or search for the yellow pages. Checking client guides and asking insurance coverage agents can pay off as well. You’ll be able to simply discover out the price vary to your insurance coverage, in addition to uncover the lowest prices in town.
However, you should not be buying based on price along. The insurance coverage firm should present good service at the most effective price. Excellent personal service is on the market as properly, and so they provide added conveniences, though they value a good bit more. Ask the corporate how one can lower your prices, and in addition test their financial ratings. The rule of thumb is at all times to get three value quotes from three different corporations, and pick the one with the best value.
It may also be a good suggestion to increase your deductibles. Whenever you file a declare, the deductible is the amount you pay earlier than the insurance company pays for the remainder of the damage. The next deductible on collision and complete coverage can lead to a a lot lower premium. For example, increasing your deductible from $200 to $four hundred can scale back your premiums by up to 25%. Nevertheless, you need to ensure that you’ve got the monetary resources to deal with the largest deductible when the time comes.
Remove sure kinds of coverage from your policy. Virtually all of the states require liability coverage for your automobile, however the rest of the protection is probably dispensable. However, you don’t want to be underinsured should you’re in an accident, so it is not advisable to remove your whole extra coverage. Optional coverage includes medical payments, uninsured motorist, collision, and comprehensive coverage.
Drop collision and comprehensive protection for older cars. In the event you drive an older automobile that is value lower than $2,000, it’s most likely more cost-effective to drop collision and comprehensive protection since you’ll most likely pay more for the protection than you may collect for a claim. You can find out the price of your car by asking auto dealers and banks.
Make certain your credit report looks good. Automobile insurance corporations often look at your credit history as there’s a correlation between the danger to the corporate and your credit history. For those who pay your payments on time and maintain a good credit history, you may take pleasure in lower insurance coverage rates.
Drive less. Insurance firms often supply low-mileage discounts to motorists who drive less than a predetermined variety of miles each year. You should use public transportation more usually, automobile-pool with associates, and take the prepare or a airplane as an alternative of driving to a different state. And you’ll save on more than your coverage as you may need to spend much less on gasoline (of which prices are extremely high).
Keep a clean driving record. The corporate will give you a price break and it can save you on your insurance policy after a specified interval of a clear driving record. Because of this you haven’t any accidents, no severe driving violations and so on, during this era of time. The only and surefire technique to qualify for this discount is to drive rigorously and defensively all of the time.
Select a low-profile car. Insurance charges fluctuate among distinction models of vehicles. Generally, sports automobiles and excessive-efficiency automobiles are inclined to cost more to insure, primarily as a result of they symbolize more danger of theft and the drivers are often the people who drive extra recklessly. Newer automobiles will price extra to repair or exchange than older ones, so naturally they can extra to insure. Low-threat autos embody station wagons and sedans.
Ask about safety and safety discounts. The insurance companies typically offer discounts in your insurance coverage in case your car is provided with the following: anti-lock brakes, air bags, computerized seat belts, automotive alarms, monitoring systems. These cut back the injury threat to you, as well as the probabilities of your automobile being vandalized or stolen.
Finally, ask about different discounts. You might receive a reduction in case you purchase a couple of kind of insurance coverage from the identical firm or when you insure multiple vehicles under the same policy or company. You may additionally receive discounts for taking a defensive driving course, staying with the identical firm for a couple of years, being a driver over 50, good-scholar discounts, and being an AAA member. If you have already got satisfactory medical insurance, you can too remove paying for duplicate medical protection, thus decreasing your private damage protection costs by a substantial amount.

 

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humana one

money savingsupermarket

Filed Under: Healthcare Plan News

Preventive Care Mandates Could Lead to Out-of-Control Costs and Unaffordable Health Insurance Premiums

Posted on August 11, 2010 Written by Annalyn Frame

SOURCE: Foundation for Health Coverage Education

FHCE Warns Consumers Against “Free Lunch” Expectations

SAN JOSE, CA–(Marketwire – August 11, 2010) –  Beginning on September 23rd, the Patient Protection and Affordable Care Act will allow consumers who purchase new or revised insurance plans or policies to receive an array of preventive care services with no out-of-pocket cost. The Foundation for Health Coverage Education (FHCE), www.CoverageForAll.org, while applauding any efforts to keep overall health care costs down, cautions that this provision could instead lead to out-of-control medical costs which will escalate insurance premiums.

“While mammograms and colonoscopies clearly provide preventive services that are cost-effective and can save lives, one has to question the government’s waiving the total cost to the consumer for smoking cessation, and weight loss and alcohol treatment, which are included in these mandated services. A line must be drawn by the government as to where its funding ends and where personal responsibility begins,” said Phil Lebherz, FHCE Founder and Executive Director. 

“Behavior modification programs represent a billion dollar industry with high recidivism rates. As a result, because they will be available at no cost, enrollments in programs to combat the effects of lifestyle diseases from smoking, obesity and alcoholism will ratchet up costs with little expectation that the consumer be responsible for making healthy lifestyle choices,” said Lebherz.

The new law will require that individual policies and employer-based health plans offer certain mandated preventive health care services with no out-of-pocket costs to Americans
when they enroll in either new individual health policies or new group health plans. Going forward, the consumers with the new policies or plans will not be charged a co-payment, coinsurance or deductible for certain preventive services performed by a network provider, doctor or testing service, covered under their policy. Consumers who keep their grandfathered plans and do not change their existing individual coverage or whose employer-based group plans are not changed considerably, won’t be eligible for mandated services that have no cost out-of-pocket expenses. 

“The government cannot legislate personal responsibility,” Lebherz said. “If it’s free, it will increase costs and accomplish little because people in counseling for obesity, alcohol, and or smoking sensation tend to backslide and readmit to programs. In fact, new policies will cost more than the grandfathered policies.”

Mandates can provide a greater range of care, but they also mean increased premiums as insurers must cover out-of-pocket costs that were originally paid by consumers. The accumulation of mandates plays an important role in raising costs. According to the Council for Affordable Health Insurance (CAHI), there are over 2,000 mandated benefits. CAHI’s studies show that mandated benefits could increase the cost of basic coverage from approximately 20% to as much as 50%, depending on the number and design of the benefits, as well as the initial cost of the premium.

“It’s important for everyone to have adequate health coverage, but we have to draw the line somewhere,” said Lebherz. “Making healthy personal lifestyle choices are within the reach of all of us,” said Lebherz.

Launched in 2004, CoverageForAll.org is America’s first public health insurance search engine, helping over two million Americans discover their public and low-cost private health insurance options. Every month 70,000 people visit the website or call the free 24/7 multilingual U.S. Uninsured Help Line (800-234-1317) to take the simple 5-question Health Coverage Eligibility Quiz and speak with a live health insurance specialist who can walk them through the process, connect them with the programs and applications and provide them with a sign-up checklist needed to successfully apply. 

For information regarding health insurance and health care reform changes, please visit www.CoverageForAll.org or call the toll-free 24/7 U.S. Uninsured Help Line 800-234-1317. The Foundation for Health Coverage Education is a 501 (c) 3 national non-profit organization with a mission to provide simplified public and private health insurance eligibility information in order for more people to access coverage.

Media Contacts:
Marilyn Haese/Bobbi Rubinstein
Haese & Wood Marketing
(310) 556-9612
[email protected]

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Filed Under: Medical And Healthcare

Crossroads Systems Announces Global Reseller Alliance With Dell Services to Provide Enhanced Data Protection for MEDITECH Customers

Posted on August 11, 2010 Written by Annalyn Frame

SOURCE: Crossroads Systems

AUSTIN, TX–(Marketwire – August 11, 2010) –  Crossroads Systems, Inc. (PINKSHEETS: CRDS), a global provider of solutions to connect, protect, secure and restore data, today announced a global reseller alliance with Dell Services.

As healthcare providers recognize the importance of healthcare IT in providing high-quality patient care, a growing number of healthcare organizations worldwide are implementing MEDITECH healthcare information system (HCIS) applications. Dell Services works closely with healthcare organizations to optimize the long-term use of the MEDITECH system and improve healthcare delivery. In fact, Dell has received top recognition in the clinical systems sector. According to Gartner, Dell is ranked #1 for IT Services in the worldwide healthcare market, based on 2009 revenue. The company was also listed in Healthcare Informatics’ Top 100 Healthcare IT Companies.

With a growing emergence of patient privacy rights and other compliance requirements, the healthcare delivery landscape is rapidly changing, putting new pressures on IT to include fully-integrated data protection, privacy and security solutions within their MEDITECH environment.

Under this new alliance, MEDITECH customers will be offered Crossroads’ products — starting with Crossroads TapeSentry and SPHiNX solutions, which have been certified by Dell Services for MEDITECH, to take advantage of key data protection features such as efficient virtual tape backup, powerful encryption, and replication technologies. These offerings include:

TapeSentry as an appliance solution providing secure tape encryption using a robust key management system.

SPHiNX as a dedicated virtual tape appliance offering optimized data protection and resiliency for Windows server environments.

“Crossroads’ solutions continue to attract organizations within highly sensitive industries such as healthcare and finance,” said Rob Sims, President and CEO of Crossroads Systems. “Through our reseller alliance with Dell Services, we can extend our reach of the Crossroads’ SPHiNX and TapeSentry solutions within clinical environments worldwide — where data privacy, protection and security are of the upmost importance.”

“Information Technology is integral to improved patient safety and quality of care. As the HIPAA Act, and more recently, the HITECH ACT attest, safeguarding electronic protected health information must be every healthcare executive’s priority. The partnership of Dell Services and Crossroads is uniquely positioned to bring cost-effective, proven data protection solutions to a large segment of the MEDITECH community,” said John Ebel, Senior Manager, MEDITECH Solutions Group, Dell Services.

About DELL
Dell Inc. (NASDAQ: DELL) listens to customers and delivers worldwide innovative technology and business solutions they trust and value. Dell Services develops and delivers a comprehensive suite of services and solutions in applications, business process, consulting, infrastructure and support to help customers succeed.

Dell is a trademark of Dell Inc.

About Crossroads Systems
Headquartered in Austin, Texas, Crossroads Systems, Inc. is a leading provider of solutions to connect, protect, secure and restore data. Crossroads (PINKSHEETS: CRDS) trades over-the-counter on Pink Sheets and posts its financial disclosure reports, press releases and other related documentation on the OTCIQ Web service of the Pink Sheets Web site. Visit www.crossroads.com.

Forward-Looking Statements
This release may include forward-looking statements. The words “believe,” “expect,” “intend,” “plan,” “project,” “will” and similar phrases as they relate to Crossroads are intended to identify such forward-looking statements. These statements reflect the current views and assumptions of Crossroads and are subject to various risks and uncertainties that could cause actual results to differ materially from expectations.

©2010 Crossroads Systems, Inc. Crossroads and Crossroads Systems are registered trademarks of Crossroads Systems, Inc. All specifications are subject to change without notice.

Press Contacts:
Anyck Turgeon
Crossroads Systems
Email Contact
512.928.7006

Matthew Zintel
Zintel Public Relations
Email Contact
317.848.8804

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Filed Under: Medical And Healthcare

Imaging3 to Host Conference Call

Posted on August 11, 2010 Written by Annalyn Frame

SOURCE: Imaging3, Inc.

BURBANK, CA–(Marketwire – August 11, 2010) –  Imaging3™, Inc. (OTCBB: IMGG), developer of a breakthrough medical imaging device that produces 3D medical diagnostic images of virtually any part of the human body in real-time, announced today that on Thursday August 12, 2010 at 1:00pm PST, (4:00pm EST) the company’s CEO, Mr. Dean Janes, will be hosting a conference call. To join the conference call, please call 1-888-373-5705 and enter passcode 364039 followed by the pound sign (#). You will be connected to the conference call in a listen only mode, and then lines will be opened for questions following the presentation.

The purpose of the call is to update Shareholders and other interested parties of the current developments with the company.

A limited number of lines will be available for this conference call. The lines will open up 5 minutes prior to the start of the call.

A recording of the conference call will be made available on the company’s website as soon as it is available. Imaging3 will notify shareholders and others who subscribe to the company newsletter. Anyone who would like to be added to this list is encouraged to sign-up for the e-mail based newsletter on the company’s website using the following link — http://www.imaging3.com/newsletters_signup.html.

About Imaging3
Imaging3, Inc., founded in 1993, is a leading provider of advanced technology medical imaging devices. The Company has developed a breakthrough medical imaging device that produces 3D medical diagnostic images of virtually any part of the human body in real-time. Because these 3D images are instantly constructed in real-time, they can be used for any current or new medical procedures in which multiple frames of reference are required to perform medical procedures on or in the human body. Visit the company’s website at http://www.imaging3.com for more information.

Safe Harbor Statement
Matters discussed in this press release contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. When used in this press release, the words “anticipate,” “believe,” “estimate,” “may,” “intend,” “expect” and similar expressions identify such forward-looking statements. Actual results, performance or achievements could differ materially from those contemplated, expressed or implied by the forward-looking statements contained herein. These forward-looking statements are based largely on the expectations of the Company and are subject to a number of risks and uncertainties. These include, but are not limited to, risks and uncertainties associated with: the impact of economic, competitive and other factors affecting the Company and its operations, markets, product, and distributor performance, technological obsolescence, competition from other medical instrument(s) and imaging companies, lack of capital, unexpected costs, failure or delay of FDA approval, absence of revenue, the impact on the national and local economies resulting from an economic recession or terrorist actions, and U.S. actions subsequently; unavailability of financing for the Company or its customers, product malfunction and potential product liability claims, and other factors detailed in reports filed by the Company.

Contact:
Imaging3, Inc.
Investor Relations
800-900-9729

Filed Under: Medical And Healthcare

MedCo Data Unveils Dermesse(TM) Online Shopping Cart to Enhance Dermatology, Plastic Surgery and Med-Spa Practice Revenues and Patient Relations

Posted on August 11, 2010 Written by Annalyn Frame

SOURCE: MedCo Data

TAMPA, FL–(Marketwire – August 11, 2010) – MedCo Data, a leading provider of technology and informatics expertise for physician practices, unveiled the Dermesse™ Online Shopping Cart at the American Academy of Dermatology Summer Academy Meeting. The Online Shopping Cart is an innovative shopping service designed to enable dermatology practices, as well as medical professionals specializing in aesthetic and cosmetic procedures, to enhance revenues through secure online sales of the Dermesse line of quality skin care products.

The Online Shopping Cart package consists of a customized “portal,” built and maintained by MedCo Data, where authorized patients of the practice can securely shop and order Dermesse products, access exclusive promotions and purchase gift cards for procedures and other practice services. The shopping portal integrates into the practice’s existing website, creating an online information destination that brings value to both the patient and provider.

“The Dermesse Online Shopping Cart is a unique way for us to extend the patient relationship by providing easy and convenient access to high quality skin care products,” said Dr. Robert D. Rehnke, M.D., FACS, The Center for Surgical Excellence, a state-of-the-art, fully accredited cosmetic and reconstructive plastic surgery center in St. Petersburg, Fla. “At the same time, it creates a viable revenue stream for our practice without disrupting workflows or diverting resources from other areas.”

Inventory and order fulfillment is managed entirely by Axia Medical Solutions, which manufactures and sells the Dermesse line exclusively through medical professionals. “The Online Shopping Cart provides our physicians with the power and convenience of the Internet while maintaining the exclusive distribution channel upon which our success is based,” said Jim Krulisky, CEO, Axia Medical Solutions. “Most importantly, they are able to leverage our lean inventory management processes without making a sizable upfront investment, thereby creating a win-win for Dermesse and the practice.”

Promotional support is provided by MedCo Data in the form of a high-quality integrated online and in-practice marketing campaign. This includes professionally designed and produced banner ads on the practice’s existing website, lobby signage, displays at the check in/out desk and appointment reminder cards. 

“What is most appealing about the Dermesse Online Shopping Cart is the marketing support, providing our clients with access to Dermesse products without adding to our staff’s workload to manage marketing or fulfillment,” said Marissa Hervey, Licensed Paramedical Aesthetician and Principal, DayGlo Med-Spa. 

Adds Rob Cash, COO, MedCo Data: “By aligning the Dermesse product with a targeted marketing campaign that utilizes the online technology portfolio of MedCo Data, as well as inventory management and order fulfillment, we have aligned the primary stakeholders and established a foundation of success for any practice that wants to add new profit centers and enhance patient communications.”

About MedCo Data, LLC
MedCo Data (www.medcodata.com) provides the technology and informatics expertise that enables physician practices and other ambulatory care organizations to leverage EMR/EHR systems and other software to improve, expand and evolve their services. The firm offers managed technology services centered on its Proactive Care Help Desk, which serves as a one-stop support service for all office technology. On the consulting side, MedCo Data’s patent-pending Workflow Centric® offering guides practices through the EMR/EHR selection, implementation and decision-making process, with the goal of matching the client organization with the CCHIT-certified software vendor that best meets its unique needs.

About Axia Medical, LLC
Axia Medical Solutions is a privately held global specialty pharmaceutical company that develops, manufactures, and commercializes skin care products to medical professionals specializing in dermatologic, aesthetic, and cosmetic procedures. Products include prescription drugs, OTC and cosmeceutical products. The main brand, Dermesse, was introduced in 2003 to address the signs of aging. The Dermesse skin care products effectively penetrate the skin barrier and are indicated for the treatment of melasma, chloasma, lentigines, and hyperpigmentation, and are effective against sun and environmental damage. Private label programs are available for all products. Axia Medical Solutions corporate offices are in Carlsbad, California. For more information, visit www.axiamedical.com.

Media Contact:
Liz Roop
NPC Creative Services
(813) 960-5032 ext. 302
Email Contact

Filed Under: Facilities And Providers

Smartronix Acquires Health Information Technology Company

Posted on August 11, 2010 Written by Annalyn Frame

SOURCE: Smartronix

HOLLYWOOD, MD–(Marketwire – August 11, 2010) –  Smartronix, Inc., a global information technology and engineering solutions provider, announced today that it has acquired Cogon Systems, Inc., to expand its growing health information technology portfolio. The new company operating as Cogon Systems, LLC is a wholly owned subsidiary of Smartronix led by Cogon’s current CEO, Dr. Huy Nguyen.

Founded by Dr. Huy Nguyen, M.D., Cogon facilitates healthcare connectedness by way of its value-driven innovations and comprehensive thought leadership. Through its Virtual Health Network (VHN) platform, a SOA-based architecture using an enterprise service bus that provides business logic flexibility, network scalability, data interoperability, and application extensibility, Cogon is committed to facilitating value based healthcare. The VHN is implemented with basic services that enhance the exchange of health information supporting referral management of patients who receive care from multiple providers. These basic services include continuity of care information, patient demographic and administrative information, diagnoses/problem lists, providers, allergies, medications, laboratory results, radiology results, previous procedures, and clinical notes. Currently, Cogon’s VHN allows for the first time sharing of tens of thousands of health records between the Department of Defense and commercial hospitals. Leveraging Smartronix’ business maturation, growth in the federal healthcare, and its expertise in network operations and cyber-security, Cogon is well positioned to provide premium services in the federal health sector.

Smartronix CEO, John Parris, said, “The addition of Cogon, its visionary leadership, and its intellectual property are a great complement to Smartronix’ growing health information technology business. We are confident that our network operations, enterprise software solutions, and cyber security core competencies will assist in leveraging and augmenting Cogon Systems’ Virtual Health Network platform.”

About Smartronix

Smartronix is a global professional solutions provider specializing in NetOps, Cyber Security, Enterprise Software Solutions, Mission-Focused Engineering, and Health IT. Smartronix is headquartered in Hollywood, Maryland, with operating offices in Virginia (3), North Carolina, Florida (2), Alabama, Georgia, Ohio, Texas, and Arizona; and 600 employees throughout the United States and at strategic locations in Germany, Korea, Japan, and the Philippines. The company has been recognized as an Employer of Choice by Northern Virginia Family Service and as one of the 50 fastest-growing companies in the Greater Washington D.C. area and one of the top 500 and top 5,000 nationally as ranked by Washington Post and Inc 500 media, respectively. 

Contact:
Laurell Aiton
VP Corporate Relations
Telephone: 301.373.6000
E-Mail: [email protected]

Filed Under: Facilities And Providers

Virtual Pharma Rep(TM) to Launch First Pharmacuetical E-Detailing Campaign for the South African Market

Posted on August 11, 2010 Written by Annalyn Frame

SOURCE: Virtual Pharma Rep

Virtual Pharma RepTM Leads the Paradigm Shift to Virtual Sales in South Africa’s Pharmaceutical Industry

JOHANNESBURG, SOUTH AFRICA–(Marketwire – August 11, 2010) – Virtual Pharma Rep™ (VPR), an e-marketing firm with a patent pending, e-detailing marketing platform, today announced that it will be launching South Africa’s first e-detailing campaign, in partnership with a major South African pharmaceutical company. This is the first ever marketing project of its kind in the South African pharmaceutical industry.

Virtual Pharma Rep™ recently opened operations in South Africa, and is a pioneer in bringing a new virtual sales approach to the market that revolutionizes expensive pharmaceutical sales models, supplements existing sales forces and reduces marketing and promotional budgets significantly. Virtual Pharma Rep™ leverages technology to deliver powerful multimedia messages to doctors that educate and provide important product and service information directly from the pharmaceutical company, much like a field sales rep. This new sales approach is designed to provide consistent, controlled and fully customized messages to multiple doctors simultaneously through an online communication channel, along with various ways for doctors to communicate with companies in return. Messages can be accessed by doctors at their convenience, when their schedule allows, thereby saving precious time in their schedules.

“New marketing strategies are necessary to stay competitive in any industry, and this is especially true now within South Africa as marketing trends shift due to new technological advances,” said Jim Rediehs, CEO of Virtual Pharma Rep. “We are most excited to be launching our revolutionary marketing concept in the South African pharmaceutical market. We will demonstrate that e-detailing, in conjunction with current marketing and sales strategies, is an effective way to penetrate target audiences, even those in hard to reach white spaces. E-detailing fills in communication gaps, and therefore reaches more doctors, which ultimately provides patients with better access to the pharmaceutical products they require for a healthy life.”

For more information, visit www.virtualpharmarep.com

About Virtual Pharma Rep™

Virtual Pharma Rep is revolutionizing the pharmaceutical industry by leading the paradigm shift to virtual sales support and service models that enhance or replace existing and expensive pharmaceutical marketing strategies. Virtual Pharma Rep is led by a highly experienced team of pharmaceutical industry veterans and growth strategists. For more information visit www.virtualpharmarep.com

Media Contact:
Ann Norman
Norman Communications
+646-845-9275
Email Contact

Filed Under: Facilities And Providers

Life Insurance Pay small amount to get Good coverage

Posted on August 11, 2010 Written by Annalyn Frame

Check Out:

Swinton Insurance

 There comes a time in our life after we think about our self  do we need any protection for future like  life insurance or not. It is not a big resolution for all of us. Nobody likes to be reminded of their very own mortality, in any case! , it’s a choice that comes to our life all at sure instances  – especially if we now have kids to offer them good future.
Truthfully it’s worth,  whereas we consider of taking out life insurance at any stage of your life – especially as we reach center of age and start to amass mortgages and other monetary commitments. The basic fact is that it does not matter if we’ve  household to consider for or not however, if now we have some sort of financial commitments then we have to contemplate about what is going to happen if we die out of the blue. We’ve got to do not forget that it doesn’t matter how wholesome we think of our self – however  we might die in a automobile accident or get run over by a prepare tomorrow while crossing the railway line!
We should think about few things, what would happen to our financial commitments if we die unexpectedly. Many individuals have no idea that the money they owe on some sort of  loans and mortgages doesn’t essentially pay for itself after their demise  There should be somebody who must maintain  its repayment. Finally, in the easiest of type we’ve got to consider about who would pay for our funeral at the finish of the day.
Life insurance coverage may be price fascinated about at this stage – it is rather necessary, however, when you have a household so as to add to the equation. If you have a companion and/or youngsters then take into account about how they would meet financially if we did die and our salary died with us. This isn’t nearly managing issues just like the mortgage, loans – it’s also all about figuring out how they’ll pay for all times’s necessities by no means thoughts life’s luxuries after us. If we protect them with a strong life insurance coverage then they may at the very least meet financially throughout what might be a very troublesome time for them.
The necessary factor to remember in thoughts with life insurance coverage is, that it doesn’t need to value the land. Life insurance coverage policies as of late are available at small value – we actually may very well be paying just a small amount dollar a month to get the suitable ranges of safety with satisfaction. To make issues easier and clear many business specialists advocate that we store round for the most effective life insurance coverage quote as the sector is extremely aggressive  today and off course this is easily done – there are lot of websites  that may assist us swiftly by way of competitive quotes so we can find the most affordable policies in only a matter of minutes. This can be a great way of getting the life insurance coverage cowl we’d like with out spending much time or money in the process.

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Analyst Job

Filed Under: Healthcare Plan News

Contemplating a Mortgage Refinance

Posted on August 11, 2010 Written by Annalyn Frame

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Saga Insurance

 If you are looking for a mortgage refinance, it never hurts to shop round for the perfect charge and deal. Purchasing round may imply the difference between paying or saving thousands of dollars in closing costs, and curiosity charges’.
If time happens to be on your aspect, and you don’t have to refinance your mortgage instantly, take some time to coach yourself in regards to the mortgage industry.
By educating your self about the mortgage business, you are basically putting yourself into the driving force’s seat.
There may be a lot mortgage jargon, terms, and definitions that shall be thrown at you when contemplating a mortgage refinance, that it is impossible for anybody person to know everything.
It is not necessary to turn out to be an professional in the mortgage industry.  You simply need to have considerably of an understanding. This fashion, while you’re purchasing around for a mortgage refinance, your decision on which lender you wish to work with, will be all of the extra educated.
The mortgage industry is a very aggressive one, so by procuring round, and making it clear that you’re purchasing around to the lenders or brokers you might be coping with, they will be forced to return again at you with the best deal possible. They know that they’re competing with different mortgage firms, and they won’t want anybody else to get your enterprise, so they’ll offer you the most effective fee out there to them to be able to hold your business.
Bear in mind when a mortgage officer or broker provides you a deal that sounds too good to be true, it just may be, so be careful. You don’t wish to get to the closing desk solely to search out out you aren’t getting what you thought you have been getting.
Remember, earlier than you commit to a lender, ask for the whole lot they told you to be despatched to you in writing, this fashion you won’t have any surprises at the table.
This is the reason it’s so essential to educate yourself in regards to the mortgage industry.
With just a truthful quantity of data, you’ll have a general understanding of what you are being supplied, and it is possible for you to to determine whether or not or not the deal is reasonable.
My suggestion to you’ll be to allow for as much as 4 loan officers or brokers to evaluate your situation. Whichever one comes again with the very best, and most cheap deal, needs to be the one for you to consider.

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Tax Credits Helpline

Filed Under: Healthcare Plan News

Life Insurance coverage – Smokers and Overweights pay over 50% extra!Short term health insurance

Posted on August 11, 2010 Written by Annalyn Frame

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Elephant Car Insurance

 The life insurance business is becoming tougher on smokers and people of us who’re overweight. 
When an insurance coverage firm calculates its premiums, it has to work out the chance of you dying while the coverage is in force. (Or with Essential Illness Insurance, the chance that you will change into critically or significantly unwell through the policy’s term.) On this context, smoking and weight problems have change into increasingly important issues. 
The life insurance coverage business pointedly ignores the views of some Professional Smoking Strain Groups which argue that people who smoke underneath the age of 40 have across the same chance of dieing as non smokers. David Pickett, Life Insurance coverage Manager at Sainsbury’s spoke for the insurance coverage business when he confirmed “Well being risks related to smoking can have an enormous impact on life cover costs. It’s vital for those who have kicked the behavior to overview their insurance policies”. 
Simply how big an impact smoking has on life insurance costs was highlighted in a current snapshot research by www.express-life-insurance.co.uk. This discovered that the typical smoker paid 56% more than a non-smoker. The study was primarily based on nine of the UK’s top insurance firms and examined the premiums quoted for two men aged 30 asking for £one hundred,000 cover over 25 years. The only distinction between the appliance details was that one was a smoker and the opposite wasn’t. 
The life insurance business has additionally recently tightened its belt on the obese members of society. Beforehand, only individuals with a Body Mass Index of 33 or extra have been considered as overweight. This stage has now been diminished by 16%. Now anybody with a BMI of 28 or more is prone to face premiums loaded by 50%. In the event you’re anxious to know whether that includes you, you’ll need a calculator! BMI is calculated by dividing your weight in kilos by your peak in meters and the result squared. 
So when you’re intending to use for all times insurance coverage is could also be as well to unfastened just a few pounds first – oops kilos – and they’re much more durable to lose than kilos! 
It is not fairly so straightforward for smokers. To qualify as a non-smoker, most insurance coverage companies insist that you should not have “smoked or in any other case consumed any form of nicotine products during the previous 12 months.” Certainly, some companies go further and lengthen the qualifying interval to five years! 
As a result of premiums for people who smoke and chubbies are so excessive, it turns into even more essential to hunt out the most cost effective possible prices. As you’re an internet surfer, the percentages are you will land a great discount. Just seek for low-cost life insurance and let your fingers do the strolling!! You’ll still pay extra but the low cost will soften the affect on the wallet. Count on on-line savings of 10% – 15%.

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List of Banks

Filed Under: Healthcare Plan News

Laptop Insurance

Posted on August 11, 2010 Written by Annalyn Frame

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Saga Insurance

 Investing in a private pc is just not less an amount. It is subsequent solely to investing in a house or a car. So, it’s not unwise an idea to insure your laptop and its allied equipment like peripherals and software. However, how a lot protection you get for what accessory is dependent upon individual market offer. There are several threats your pc would possibly face. Equivalent to virus attack, information corruption, system crashing down, peripheral malfunctioning and lots of more. Thus, it will be important for you to defend your investment by proper insurance coverage. There are certain features of pc insurance you will need to know.
<b>Protection under homeowner or renter’s policy</b>
In many of the instances if in case you have homeowner or renter’s policy your house equipment and property are additionally lined in that and so is your computer. It’s covered in opposition to all of the threats and disasters listed in the policy. Thus, in case your laptop gets stolen or gutted in hearth you’ll be able to claim for the damages. Nonetheless, your computer gets coated just for the quantity listed in your policy.
<b>Replacement cost and precise cash worth</b>
Though substitute value is 10 p.c costlier as in comparison with Precise money worth, conserving in mind that things depreciate quick, this is a very wise move. The reimbursement you get on substitute price is the same as the current value of your pc and not the petty depreciated cost you would get with actual money worth policy. 
<b>Coverage for Laptop computer and transportable laptop</b> 
Laptop and moveable computers are considered private possessions away from home below the homeowners or renter’s policy. Thus, they are additionally lined beneath this policy. However, there is a dollar limit on private possession which can be stolen or broken away from home.
Computers don’t only get covered below the homeowners or renter’s policy. Plenty of insurance companies supply individual insurance coverage policies for computer systems as well. It is important to do not forget that if you buy a pc insurance coverage you need to retain the receipt of the coverage in addition to that of the computer and its peripherals very carefully. 
Pc insurance coverage is important for students, enterprise professionals, small enterprise owners, colleges, residence users with heavy usage and lots of extra individuals who use computers for his or her crucial applications. Computer insurance coverage doesn’t cowl sure items corresponding to maintenance costs, electrical or mechanical breakdown, wear and tear, fraud and dishonesty, consequential loss, and loss or injury caused by sonic bangs. Nonetheless, they’re well coated beneath the guarantee/prolonged guarantee of the equipment.

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Home Loan EMI Calculator

Filed Under: Healthcare Plan News

Medifocus Inc. Announces Closing of Private Placement

Posted on August 10, 2010 Written by Annalyn Frame

VANCOUVER, BRITISH COLUMBIA–(Marketwire – Aug. 10, 2010) –

(NOT FOR DISSEMINATION IN THE UNITED STATES OF AMERICA)

Medifocus Inc. (TSX VENTURE:MFS)(PINK SHEETS:MDFZF) (“Medifocus” or the “Company”) announces the completion of a private placement of 2,449,997 Units (the “Units”) at a price of $0.30 per Unit for gross proceeds of $734,999. Each unit is comprised of one Common Share and one Series A Common Share purchase warrant. Each Series A Common Share purchase warrant will entitle the holder to purchase one additional Common Share at a price of $0.50 for a period of 24 months following the closing of the offering. If, at any time prior to April 26, 2012, the daily volume weighted average trading price of the Company’s common shares on the TSX Venture Exchange exceeds $0.75 for at least 10 consecutive trading days, the Company may, within 30 days of such occurrence, give an expiry acceleration notice to the holders of warrants and, if it does so, the warrants will, unless exercised, expire on the 30th day after the expiry acceleration notice is given.

Securities issued in connection with the private placement and any shares issued upon the exercise of the warrants will have a hold period in Canada until December 7, 2010.

The net proceeds of this offering will be primarily used to initiate a pivotal phase III clinical trial using the Company’s Microfocus APA 1000 System for the treatment of breast cancer (including all related professional expenses) and for working capital.

Medifocus also announces that it is in the process of finalizing the previously announced debt settlement with certain third party creditors, employees and service providers. Subject to approval by the TSX Venture Exchange, Medifocus will issue an aggregate of 3,592,105 common shares at an aggregate deemed price of $0.50 per common share to settle such outstanding debt. The common shares issued will be subject to hold periods pursuant to applicable securities laws as well as the policies of the TSX Venture Exchange.

Medifocus owns a patented microwave focusing technology platform (the Adaptive Phased Array (“APA”) technology), which can precisely target and control microwave energy to cause heating in cancerous tumors anywhere in the body reliably and repeatedly. The ability to target tumors with a precision controlled dose of heat can be used to destroy tumors at higher temperatures, to treat tumors in combination with chemotherapy and/or radiation at moderate temperatures for increased effectiveness and reduced toxicity and to trigger the targeted release of therapeutic drugs and genes at tumor sites at lower temperatures. While the core technology has been licensed from the Massachusetts Institute of Technology, Medifocus has further refined the precision of the microwave focusing and control ability and developed a commercial system dedicated exclusively for the treatment of Breast Cancer. Please visit www.medifocusinc.com for more details.

Filed Under: Medical And Healthcare

www.aurora-it.us: Medical Website Design Company Aurora Information Technology Talks About the "Stickiness" of Your Website

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: Aurora Information Technology, Inc.

COLD SPRING, NY–(Marketwire – August 10, 2010) –  Though it sounds strange enough, the “stickiness” of your medical website is critical to its ultimate success. It is the way you get visitors to your site, keep them there and get them to return over and over. “Your website needs to make a good impression in order for your potential patients to spend more than 30 seconds on it,” said Daniel Gilbert, CEO of Aurora Information Technology (Aurora IT), a medical website design and physician marketing company based in Cold Spring, New York.

“The challenges in medical website marketing are endless,” explains Gilbert. “First, you have to build your site and get traffic to it. Then you have to keep them there and not click away after a few seconds thinking there is nothing there for them. Stickiness is what makes visitors into patients.”

And how is “stickiness” accomplished? Gilbert believes a good Content Management System (CMS) is vital, such as the Bitrix Site Manager that they employ in their website designs. Aurora IT is a Certified Gold Bitrix Partner and they stand behind the offerings of the product to improve a site’s traffic. “Bitrix CMS includes a series of building blocks that perform certain functions, such as blogs, calendars, newsletters, etc.,” said Gilbert, “But the Bitrix CMS goes a step beyond with features and functions that can make your medical website sticky, interactive and functional.”

Gilbert offers these CMS offering basics and value-added extras that can optimize your website’s stickiness and make it attractive to current and future patients:

Content: Relevant and updated content is the most important factor in attracting visitors. For doctors, medical condition, treatment and practice information communicate value to your visitors.

Photo Gallery: People in search of medical information are visual creatures and appreciate quality photographs, especially before and after photos and pictures of conditions and outcomes. Be sure not to have too many graphics or photos that are heavy and slow to load because most patients are not patient.

Social Networking: In addition to Facebook or Twitter, your medical website can feature social networking via forums and message boards that allow your visitors to make contributions to the site by providing comments and participating in discussions. Building community is excellent marketing.

Newsletters: Newsletters bring return visitors and are an effective form of e-marketing. They should contain useful, relevant information as well as possible promotions. Be sure to have visitors opt-in and allow them to unsubscribe easily or you will damage your reputation.

Events Calendar: Put information seminars, patient related events, workshops and more on an event calendar. Your visitors will see the value-add and you will drive more traffic not only to your site but also to your practice.

Media Player: Video and audio give your patients a dynamic, interactive experience. You can feature promotions, provide tutorials and introduce your practice to patients. The engaging nature of video and audio encourages users to spend more time on a page and help you “upsell,” because these clips can relay more essential information in less time.

“Website stickiness gets potential patients to stay and explore everything relevant to them in your website,” concluded Gilbert. “It incites them to read, interact, sign up, give feedback, and transform them from a casual surfer into a repeat visitor and future patient.”

Contact:

Aurora Information Technology, Inc.
Medical Website Design and Medical Marketing
Ph: 914-591-7236
http://www.aurora-it.us

Click here to see all recent news from this company

Filed Under: Medical And Healthcare

An Expansion Of Payday Loans And Financial Issues

Posted on August 10, 2010 Written by Annalyn Frame

We cannot deny how tough current finance issues are today for Americans and also from a global stance. The key to making it through these tumultuous times are staying conscious, being proactive, and assuming responsibility for your financial decisions.

When the economy heads south, many adults consider that state of their 401. This makes sense, as the 401 is for some one of the main sources of retirement and financial security after full-time employment. Despite how convincing this sounds, ultimately this is not a good financial practice. The reason this is such a poor financial behavior is because usually investors cannot determine the market and in turn their 401k. Just as soon as they draw money out and stop contributing, stocks improve and 401k recovery commences.

You can beat this economy; all it takes is taking charge of your finances and making smart financial decisions is crucial to surviving these next few years. Some preferences, such as taking payday loans should also be thought about to help in the near future.

This financial behavior will give you a competitive edge compared to other people.

Besides the 401k conundrum, an additional way to survive in this current financial crisis is to think critically and assertively about the speculative markets that have in part resulted in the recession. Practices such as house-flipping or speculatively buying and selling stock can have detrimental effects on your finances. This is the kind of practices that economists hold largely responsible for the current finance issues that are being experienced globally.

While this may not have much profit on an individual scale, if one flips several houses simultaneously, this could result in a significant profit. Unfortunately, it is practices like these that end of hurting the economy for the worse. This idea also applies to faulty investors, who might buy stock and quickly sell it for a higher price, resulting in again a high turnout with reasonable profit

Despite these scams, there are ways to avoid such practices. Be critical of your investments. Do not be afraid to question the financial decisions of an investor. Be critical of your investments in extraneous businesses. Avoid house-flipping markets and other similar enterprises. In other words, staying proactive about what you are doing with your money is one of the main ways to stay on top of the ball, and to keep your finances in check for the future.Yes, these are hard times for everybody. But you can do this. You can overcome this economy. All it takes is a little research, consultation, and, most of all, patience. If an individual are not able to wait however, there are countless online cash advance companies there to be thought of and these can support some funding demands.

 

Filed Under: Healthcare Plan News

HearUSA Reports Second Quarter 2010 Results

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: HearUSA

WEST PALM BEACH, FL–(Marketwire – August 10, 2010) – HearUSA, Inc. (NYSE Amex: EAR), a
leader among the nation’s hearing care providers, reported financial
results for the second quarter ended June 26, 2010.

Financial Results for Second Quarter 2010

In the second quarter of 2010, net revenues increased 9% to $21.4 million
from $19.6 million in the previous quarter, but decreased 6% from $22.7
million in the second quarter of 2009. The decrease year-over-year was
principally the result of some insurance plans eliminating, changing or
limiting their hearing care benefits at the beginning of 2010. The company
implemented a number of plans and strategies during the first quarter of
2010 which helped to replace most of the lost insurance business, including
increased marketing to its existing insurance base and private pay
customers. The company also increased the marketing of its AARP Hearing
Care Program and made it available to AARP members in 45 states through all
177 HearUSA centers and a network of independent AARP Hearing Care Program
providers. These combined efforts were the primary cause of the 9% increase
in second quarter revenue over the previous quarter.

The loss from continuing operations totaled $1.9 million in the second
quarter of 2010, compared to a loss of $2.5 million in the previous
quarter, and income of $963,000 in the second quarter of 2009. The loss
from continuing operations includes AARP advertising costs of $957,000
incurred in the second quarter of 2010 compared to $253,000 in the previous
quarter and none incurred in the second quarter of 2009. Advertising,
royalties and administrative costs associated with the AARP program totaled
$1.3 million in the second quarter of 2010, $588,000 in the previous
quarter and $142,000 in the second quarter of 2009.

Net loss attributable to common stockholders was $2.2 million or $(0.05)
per basic and diluted share in the second quarter of 2010, as compared to a
net loss of $2.7 million or $(0.06) per basic and diluted share in the
previous quarter of 2010, and net income of $1.1 million, or $0.03 per
basic and $0.02 per diluted share, in the same year-ago period. Net loss
attributable to common shareholders in the second quarter of 2009 included
income from discontinued operations of $336,000 or $0.01 per basic and
diluted share.

Management Commentary

“Our focus during the second quarter of 2010 was to increase revenues to
offset the loss of the managed care business in the first quarter and to
expand the reach of the AARP program,” said Stephen Hansbrough, CEO and
chairman of HearUSA. “The 9% increase in revenues over the first quarter of
2010 and the successful launch of the AARP program to AARP members in a
total of 45 states has given us a strong base for continued success going
into the third quarter.

“We have seen appointments grow at an accelerating pace since we launched
our AARP national advertising campaign, and AARP included the HearUSA
program in its publications and web sites in the latter half of the second
quarter. We expect this momentum to continue and believe that center
revenues will grow between 9% and 15% in the second half of 2010 when
compared to the first half, and our target is to grow center revenues 15%
to 20% in 2011 when compared to 2010.

“We will focus primarily on expanding the number of independent providers
participating in the AARP network during the rest of 2010 and expect to
have more than 800 participating providers by the end of the year,”
continued Mr. Hansbrough. “Both HearUSA and AARP will also continue to
increase awareness and member communications during the remainder of the
year. We believe that it will take time to fully develop the provider
network and educate the AARP membership base. Our targets for 2011 are to
expand the AARP network to more than 2,000 participating providers and
generate AARP network sales of over 30,000 units.”

Conference Call

HearUSA will hold a conference call at 4:30 p.m. Eastern time, August 10,
2010, to discuss its second quarter 2010 financial results. The company’s
senior management will host the presentation, which will be followed by a
question and answer period.

To participate in the call, dial the appropriate number 5-10 minutes prior
to the start time, request the HearUSA conference call and provide the
conference ID: 7HEARUSA.

Date: Tuesday, August 10, 2010
Time: 4:30 p.m. Eastern time (1:30 p.m. Pacific time)
Domestic callers: 1-800-862-9098
International callers: 1-785-424-1051
Conference ID#: 7HEARUSA

A Web simulcast and replay will be available via the investor relations
section of the company’s website at www.hearusa.com.

If you have any difficulty connecting with the conference call or webcast,
please contact the Liolios Group at 1-949-574-3860.

A telephone replay of the call will be available later that evening and
will be accessible until August 17, 2010:

Toll-free replay number: 1-877-870-5176
International replay number: 1-858-384-5517
Replay Pin Number: 11721

About HearUSA

HearUSA is the recognized leader in hearing care for the nation’s top
managed care organizations through its 177 company-owned centers and
network of more than 2,000 hearing care providers. HearUSA is the nation’s
only hearing care provider accredited by URAC, an independent, nonprofit
health care accrediting organization dedicated to promoting health care
quality through accreditation, certification and commendation. HearUSA is
also the administrator of the AARP Hearing Care Program, designed to help
millions of Americans aged 50+ who have untreated hearing loss. For more
information about HearUSA visit www.hearusa.com, or go to
www.hearingshop.com for a wide selection of hearing related products
available for purchase online.

Forward Looking Statements

This press release contains forward-looking statements within the meaning
of the Securities Litigation Reform Act of 1995, including those statements
that HearUSA plans to expand its AARP program to include more than 800
participating independent hearing care providers during the course of 2010
and over 2,000 participating providers in 2011; that the company expects
second quarter 2010 momentum to continue; that the company believes that
center revenues will grow between 9% and 15% in the second half of 2010
when compared to the first half of 2010; that the company’s target is to
grow revenues 15% to 20% in 2011 when compared to 2010; and that the
company plans to generate AARP network sales of over 30,000 units. These
statements involve certain risks and uncertainties that could cause actual
results to differ materially from those in the forward-looking statements.
Potential risks and uncertainties include such factors as the company’s
continuing ability to replace lost and decreased revenue from insurance
contracts with increased self-pay revenue, replacement insurance agreements
and other revenue; the company’s ability to attract and retain a sufficient
number of independent providers in all 50 states to participate in the AARP
program; the company’s ability to successfully integrate the AARP program
into its company-owned centers; the ability of the Company to capitalize on
the advertising efforts for the AARP program; the company’s ability to
control costs; the company’s ability to generate sufficient cash flows to
fund its various advertising campaigns; the ability of the company to
maintain unit sales of Siemens hearing aids; market demand for the
company’s goods and services; changes in the pricing environment; general
economic conditions in those geographic regions where the company’s centers
are located; consumer confidence in the general economy; the impact of
competitive products; and other risks and uncertainties described in the
company’s filings with the Securities and Exchange Commission, including
the company’s Form 10-K for the fiscal year ended December 26, 2009.



                               HearUSA, Inc.
                  Consolidated Statements of Operations
            Three Months Ended June 26, 2010 and June 27, 2009
                                (unaudited)


                                                 June 26,       June 27,
                                                   2010           2009
                                               ------------   ------------
                                                 (Dollars in thousands,
                                                except per share amounts)

Net revenues
Hearing aids and other products                $     19,796   $     20,653
Services                                              1,613          2,014
                                               ------------   ------------
Total net revenues                                   21,409         22,667
                                               ------------   ------------

Operating costs and expenses
Hearing aids and other products                       5,290          5,072
Services                                                412            388
                                               ------------   ------------
Total cost of products sold and services
 excluding depreciation and amortization              5,702          5,460

Center operating expenses                            12,209         10,908
General and administrative expenses                   3,769          3,661
Depreciation and amortization                           564            588
                                               ------------   ------------
Total operating costs and expenses                   22,244         20,617
                                               ------------   ------------
Income (loss) from operations                          (835)         2,050
Non-operating income (expenses)
Gain (loss) on foreign exchange                          (5)           375
Interest income                                           5              -
Interest expense                                       (841)        (1,252)
                                               ------------   ------------
Income (loss) from continuing operations
 before income tax expense                           (1,676)         1,173
Income tax expense                                     (220)          (210)
                                               ------------   ------------
Income (loss) from continuing operations             (1,896)           963
Discontinued operations attributable to
 HearUSA, Inc.
Income from discontinued operations, net of
 income tax benefit of $270 in 2009                       -            250
Gain on sale of discontinued operations                   -          1,632
Income tax expense on sale of discontinued
 operations                                               -         (1,546)
                                               ------------   ------------
Income from discontinued operations                       -            336
                                               ------------   ------------
Net income (loss)                                    (1,896)         1,299

Net income attributable to noncontrolling
 interest                                              (238)          (131)
                                               ------------   ------------
Net income (loss) attributable to HearUSA,
 Inc.                                                (2,134)         1,168
Dividends on preferred stock                            (32)           (35)
                                               ------------   ------------

Net Income (loss) attributable to HearUSA,
 Inc. common stockholders                      $     (2,166)  $      1,133
                                               ============   ============

Loss from continuing operations attributable
 to HearUSA, Inc. common stockholders per
 common share - basic                          $      (0.05)  $       0.02
                                               ============   ============
Loss from continuing operations attributable
 to HearUSA, Inc. common stockholders per
 common share - diluted                        $      (0.05)  $       0.02
                                               ============   ============

Net loss attributable to HearUSA, Inc. common
 stockholders per common share - basic         $      (0.05)  $       0.03
                                               ============   ============
Net loss attributable to HearUSA, Inc. common
 stockholders per common share - diluted       $      (0.05)  $       0.02
                                               ============   ============

Weighted average number of shares of common
 stock outstanding - basic                           44,922         44,837
                                               ============   ============

Weighted average number of shares of common
 stock outstanding - diluted                         44,922         45,340
                                               ============   ============

Amounts attributable to HearUSA, Inc. common
 stockholders:

Income (loss) from continuing operations, net
 of tax                                        $     (2,134)  $        832
Discontinued operations, net of tax                       -            336
                                               ============   ============

Net income (loss) attributable to HearUSA,
 Inc. common stockholders                      $     (2,134)  $      1,168
                                               ============   ============





                               HearUSA, Inc.
                        Consolidated Balance Sheets
                                (unaudited)


                                                 June 26,     December 26,
ASSETS                                             2010           2009
                                               ------------   ------------
                                                 (Dollars in thousands,
                                                except per share amounts)
Current assets
Cash and cash equivalents                      $      4,026   $      7,037
Short-term marketable securities                      1,306          4,106
Accounts and notes receivable, less allowance
 for doubtful accounts of $677 and $616               5,506          5,554
Inventories                                           1,409          1,844
Prepaid expenses and other                              417            464
                                               ------------   ------------
Total current assets                                 12,664         19,005
Property and equipment, net                           3,463          4,021
Goodwill                                             51,928         51,495
Intangible assets, net                               12,529         12,816
Deposits and other                                      698            731
Restricted cash and cash equivalents                  3,252          3,245
                                               ------------   ------------
Total Assets                                   $     84,534   $     91,313
                                               ============   ============

LIABILITIES AND STOCKHOLDERS'  EQUITY
Current liabilities
Accounts payable                               $      9,458   $      7,070
Accrued expenses                                      1,907          2,253
Accrued salaries and other compensation               3,224          3,520
Current maturities of long-term debt                  5,357          5,983
Income taxes payable                                      -          1,974
Dividends payable                                        35             35
                                               ------------   ------------
Total current liabilities                            19,981         20,835
                                               ------------   ------------
Long-term debt                                       33,781         36,139
Deferred income taxes                                 7,775          7,335
                                               ------------   ------------
Total long-term liabilities                          41,556         43,474
                                               ------------   ------------
Commitments and contingencies
                                               ------------   ------------

Stockholders' equity
Preferred stock (aggregate liquidation
 preference $2,330, $1 par, 7,500,000 shares
 authorized)
Series H Junior Participating
 (none outstanding)                                       -              -
Series J (233 shares outstanding)                         -              -
                                               ------------   ------------
Total preferred stock                                     -              -

Common stock: $.10 par; 75,000,000 shares
 authorized 45,451,160 and 45,381,750 shares
 issued                                               4,545          4,538
Additional paid-in capital                          138,359        137,863
Accumulated deficit                                (119,804)      (114,982)
Treasury stock, at cost: 523,662 common shares       (2,485)        (2,485)
                                               ------------   ------------
Total HearUSA, Inc. Stockholders' Equity             20,615         24,934

Noncontrolling interest                               2,382          2,070
                                               ------------   ------------
Total Stockholders' equity                           22,997         27,004
                                               ------------   ------------
Total Liabilities and Stockholders' Equity     $     84,534   $     91,313
                                               ============   ============

Company Contact:
HearUSA, Inc.
Stephen J. Hansbrough
Chairman and CEO
Tel 561-478-8770, ext. 132

Investor Relations
Scott Liolios or Ron Both
Liolios Group, Inc.
Email: Email Contact
Tel 949-574-3860

Filed Under: Medical And Healthcare

VALLEYLIFE Launches Sponsorship Program and Hosts Open House

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: VALLEYLIFE

PHOENIX, AZ–(Marketwire – August 10, 2010) –  VALLEYLIFE, a not for profit organization committed to serving individuals with developmental disabilities, launched a sponsorship program to benefit its disabled members and invites the public to attend an open house. For more than 63 years, VALLEYLIFE has provided services to its disabled members so they might not only meet daily essential needs, but to achieve a brighter future with programs that support job training, housing, social activities, and independent living skills. 

Due to a recent termination in state funding, more than 700 disabled citizens in Arizona have been cut from their programs. At VALLEYLIFE, 17 members are directly affected and no longer receive government funding. Despite this, the staff at VALLEYLIFE has continued to provide its members the ongoing support they need. 

“Most of the members directly affected have no family. The staff at VALLEYLIFE has become their family and they, a part of ours. We will continue to provide the programs as long as we can, but without appropriate services, some of our disabled members may end up on the street or in jail,” said Cletus Thiebeau, CEO of VALLEYLIFE.

VALLEYLIFE’s sponsorship program enables local business and private citizens an opportunity to support the community they live in by providing our members with services they need to be independent. The cost to sponsor a member for one hour of service is $4, the cost of a gourmet cup of coffee. The programs range from vocational services where a member is able to earn money, to day treatment program services, where a developmentally disabled member is under the care of a qualified staff member.

VALLEYLIFE prides itself in its low administrative cost of 7 percent; 93 cents of every dollar goes directly into the programs, directly making a difference in the lives of its members. Their motto is: Changing lives. Creating Community. Today, VALLEYLIFE is humbly turning to its community for financial support so that their organization can continue to provide services to a population of people often forgotten, developmentally disabled adults.

Please show your support by calling in a monthly pledge or sending in a one-time donation. The staff at VALLEYLIFE also welcomes the public to an open house at their facility. Donors will see first-hand how even the most modest financial donation goes a long way, directly touching the lives of those who need immediate help and care.

To learn more about VALLEYLIFE, please visit www.VALLEYLIFEaz.org

Contact:
Marlo Sneddon
(602) 216-6378
Email Contact

Click here to see all recent news from this company

Filed Under: Medical And Healthcare

Revenue Cycle Inc. Announces Timely Partnership With The Oncology Group LLC as Cancer Services Market Continues Integration Model

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: Revenue Cycle Inc.

AUSTIN, TX–(Marketwire – August 10, 2010) –  As a recognized leader in the business of medical and radiation oncology, Revenue Cycle Inc. announces a new partnership with The Oncology Group. The affiliation continues a growing trend for Revenue Cycle, known for its broad-based oncology consulting work and education and training services.

As one of the premier cancer care consulting organizations in the nation, The Oncology Group will join the 3 core businesses that are Revenue Cycle: RC Billing for medical practice coding, billing, insurance submissions and AR management; Revenue Cycle consulting services which offer complete audits to measure charge capture accuracy and standards compliance; and NDevor, a healthcare facilities development company.

“We are pleased to add The Oncology Group as an affiliate and look forward to the continued growth of our companies,” says Revenue Cycle Inc. Chief Executive Officer Ron DiGiaimo. “Recognizing a need for a ‘best of the best’ is part of the company culture, and dictates everything Revenue Cycle does on a daily basis; the merger will increase our combination of resources and expertise.”

President of The Oncology Group Marsha Fountain adds, “The Oncology Group will continue its tradition of customized oncology services consulting and strategic planning for community and academic cancer centers. Our relationship with Revenue Cycle Inc., and their position as a key source of thought leadership within the physician practice arena increases both firms’ influence within an integrating cancer services market.”

The combined activities of both companies will continue The Oncology Group’s focus on all aspects of oncology growth and business management. Leaders from both merger partners agree that the strategic alliance will benefit their clients, as hospitals work to create and sustain integrated 21st century cancer centers and physician practices. For more information about Revenue Cycle Inc., please visit www.revenuecycleinc.com. To contact The Oncology Group visit www.theoncologygroup.com.

Media Contact:
Annie Jones
Rock Candy Media
[email protected]
512.944.0049

Filed Under: Medical And Healthcare

VA Pittsburgh Chooses ClearCount Medical Solutions to Prevent Retained Surgical Sponges

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: Medline Industries, Inc.

SmartSponge System, Distributed by Medline, Is the Only System to Count and Detect

MUNDELEIN, IL–(Marketwire – August 10, 2010) –  ClearCount Medical Solutions and Medline Industries, Inc. today announced that their newest customers, the VA Pittsburgh Healthcare system, will help prevent retained surgical sponge incidents with the use of the SmartSponge System®. The SmartSponge System is part of ClearCount’s radio-frequency identification (RFID)-based platform that uniquely identifies each sponge so that they can be easily counted and detected. Medline is the exclusive distributor for the SmartWand-DTX and the SmartSponge System, the only FDA-cleared systems using RFID to both count and locate surgical sponges.

“We are pleased to derive the benefits of such a comprehensive solution for the prevention of retained surgical sponges,” said Mark A. Wilson, M.D., Ph.D. Chief Surgeon and Medical Director of the Surgery Specialty Service Line, VA Pittsburgh. “We use the SmartSponge System to improve patient safety in our ORs with the goal of also improving efficiency. The uniqueness of this RFID platform is its integration of both counting and detection strategies. It is capable of growing with our patient safety initiatives, and we look forward to the future benefits it will provide.”

“The SmartSponge System provides a safety net for human error. Despite the level of experience of staff, individuals are bound to make mistakes. Distractions during counting and the mundane simplicity of ‘counting’ make the inevitability of losing track of a sponge a constant reality. The use of a system that virtually eliminates retained sponge incidents allows us to meet our ethical obligation to our patients,” said William Stevens, RN, BSN, CNOR Nurse Manager OR/PACU Surgery Specialty Service Line, VA Pittsburgh.

The VA Pittsburgh hospital has implemented SmartSponge Systems into its full suite of operating rooms. The national Veterans Health system, which includes 155 medical centers and 842 outpatient clinics, is the largest health care system in the US, with more than 5 million of the 25 million veterans alive today receiving its services.

“We’re pleased to add the VA Pittsburgh to our customer base,” said David Palmer, Chief Executive Officer of ClearCount. “The VA Pittsburgh has shown great leadership in terms of innovation and its commitment to patient safety. We are proud to now be a part of that continued tradition.”

Despite designation as a “never event,” retained items are estimated to occur in one of every 1,000 to 1,500 abdominal surgical procedures, which can lead to hospital inefficiencies, unnecessary costs, serious infections and even death. Hospital infections add an estimated $30.5 billion to the nation’s hospital costs each year. In one study using a retrospective review of medical malpractice claims data from a statewide insurer in Massachusetts, sponge counts had been falsely correct in 76 percent of non-vaginal surgical cases involving retained sponges. Falsely correct sponge counts were attributed to team fatigue, difficult or long operations, sponges “sticking together,” shift changes or procedures with a large number of sponges.

About ClearCount Medical Solutions
ClearCount Medical Solutions is a medical device company focused on patient safety solutions. ClearCount has assembled an extendable RFID-based platform that provides a comprehensive solution to improve efficiency while preventing medical errors, distributed exclusively by Medline. ClearCount Medical Solutions has been recognized with a Popular Science 2009 Best of What’s New Award, and has received additional recognition from TIME and WIRED magazines, the 2009 Wall Street Journal Technology Innovation Award, the International Design Excellence Award (IDEA) and more. ClearCount’s SmartSponge and SmartWand-DTX systems are the only RFID enabled systems for counting and detecting surgical sponges, thereby improving patient and OR safety, enhancing productivity, and reducing cost. To learn more, visit www.clearcount.com.

About Medline Industries, Inc. 
Medline, the nation’s largest privately held manufacturer and distributor of healthcare products, manufactures and distributes more than 100,000 products to hospitals, extended-care facilities, surgery centers, home care dealers and agencies. Headquartered in Mundelein, Ill., Medline has more than 900 dedicated sales representatives nationwide to support its broad product line and cost management services.

Over the past five years, Medline has been the fastest-growing distributor of medical and surgical supplies in the U.S., serving as the primary distributor to over 450 major hospitals and healthcare systems. As a leading distributor, Medline offers a comprehensive array of consulting and management services encompassing the supply chain and logistics, utilization and standardization, business tools and enhanced reporting capabilities and on-staff clinicians.

Medline Media Contacts:
Jerreau Beaudoin
(847) 643-3011
John Marks
(847) 643-3309

ClearCount Medical Solutions:
Jennifer Bannan
(412) 580-3675

Filed Under: Medical And Healthcare

Long Term Care & Nursing Home Information Systems Markets to Reach $674.9 Million by 2016

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: MarketResearch.com

ROCKVILLE, MD–(Marketwire – August 10, 2010) –  MarketResearch.com has announced the addition of Wintergreen Research’s new report “Long Term Care and Nursing Home Information Systems Market Shares, Strategies, and Forecasts, Worldwide, 2010 to 2016” to their collection of Information Technology market reports. For more information, visit http://www.marketresearch.com/product/display.asp?ProductID=2746054

New long term care information systems have revolutionized the market, creating units that work across the board in long term care situations. This evolution of the software means that clinicians have more flexibility of care decisions, caring for people.

Information systems are emerging as a significant part of the nursing home and long term care delivery systems. All facilities have some kind of automated systems, but this study addresses the industry specific systems that are evolving with industry specific financial management and process integration. Software leverages the efficiency of clinical process in ways that have never become possible before. The electronic patient record can be integrated with financial systems, increasing the efficiency of transmitting services description to the insurance providers.

The ability to capture services delivery electronically at the point of care is central to creating more efficient infrastructure for the providers. The system leverages virtually all the administrative and financial information needed to run a successful home care company. Information can be gathered right from the charts.

The significance of integration systems is not yet realized in nursing home information systems. Collaboration and electronic patient records promise to drive the efficiencies gained from electronic records in to the clinical delivery process, giving caretakers more time to spend with patients. As patients move from one care venue to another, the patient record is going to need to move with them. The hand©held, computer-based system guides home care clinicians through the entire patient care process. Clinicians can use structured record guides. The systems automate reporting.

The fundamental aspect of long term care and nursing home information systems implementation relates to patient treatment flexibility. The ability to be responsive to changing patient conditions is central to the task of controlling nursing home and skilled nursing facility costs. The ability of systems to support flexibility in managing patients to lower cost care delivery sites is anticipated to spur rapid growth of the electronic patient record for these facilities. Long term care and nursing home information systems markets at $225.8 million in 2009 are anticipated to reach $674.9 million by 2016.

Topics covered in the report include…

  • Nursing Home and Long Term Care Information Systems Market Description and Market Dynamics
  • Long Term Care Information Systems
  • Market Shares and Forecasts
  • Long Term Care Information System Product Description
  • Long Term Care Nursing Home Information Systems Technology
  • Long Term Care Nursing Company Profiles

For more information, visit http://www.marketresearch.com/product/display.asp?ProductID=2746054

Contact:
Veronica Franco
MarketResearch.com
[email protected]
240.747.3016

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Filed Under: Medical And Healthcare

Allocade Announces Major New Features for Its Innovative Hospital Operations Management Software

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: Allocade Inc.

New Capabilities Dramatically Improve Hospital Patient Flow Management and Communication Amongst Caregivers; Compatible With All Web-Enabled Devices Including Smart Phones and Tablets

MENLO PARK, CA–(Marketwire – August 10, 2010) –  Allocade, Inc., the developer of healthcare’s most advanced tools to orchestrate patient flow, today announced the availability of new capabilities in its On-Cue® operations management software suite. On-Cue is powered by an artificial intelligence engine that orchestrates patient flow and automatically adapts to disruptions as they occur, enabling the industry’s only Dynamic Patient Itinerary™ — a time-tagged list of each patient’s preparation and procedure events that adapts in real-time as conditions change. This latest release from Allocade adds options to facilitate communications and manage operations while offloading logistical tasks from clinical staff.

The new capabilities for On-Cue were developed with input from customers. Key features include:

  • An enterprise viewer, which allows access to the software suite from anywhere in the hospital, and from any device that is browser-enabled such as smart phones and tablets with access to the hospital’s network.
  • Electronic protocoling that enables doctors, nurses and technologists to collaborate seamlessly, not only in preparation for procedures, but while they are actually in progress.
  • A portable equipment component that manages the impacts to schedules when staff and equipment go portable in the hospital.

“Allocade continues in its tradition of constant innovation and adaptability with its latest software release,” said Joyce Lasich, Imaging System Administrator, Medical City Dallas Hospital. “We installed the enterprise viewer on all of our front desk computers and we can now ensure a higher quality of patient care and transparency throughout the hospital. We have the ability to view all patients’ imaging schedules with all of the pertinent information for the study with one interface. In addition, caregivers can now send and receive information about the current status of a patient with minimal disruption to workflow, which allows for more time with the patent.”

The immediate and positive response to the new capabilities from customers highlights Allocade’s ongoing commitment to developing software tools that provide powerful capabilities, while remaining simple to use.

Allocade’s Operations Management Software optimizes hospital patient flow for inpatients, outpatients and emergency patients. The software uses technology initially developed to manage workflow on the Hubble Space Telescope by Don Rosenthal, founder and chief technology officer of Allocade. The company’s patented Schedule Repair™ technology augments information already available in Hospital Information Systems (HIS), Radiology Information Systems (RIS) and Electronic Medical Record Systems (EMR) by adding layer of intelligence to these systems.

Allocade and On-Cue were prominently featured in the 2009 issue of NASA Spinoff; an annual book featuring successfully commercialized NASA technology. Allocade was also invited to participate in the May 2010 NASA Spinoff Day on the Hill, where it showcased On-Cue for members of Congress and NASA representatives.  

About Allocade
 
Allocade, Inc. was founded in 2004 and is headquartered in Menlo Park, Calif. The company is a healthcare software company that develops tools to intelligently optimize patient flow throughout the hospital enterprise. Allocade’s first product is the On-Cue® Hospital Operations Management solution. The company’s management team includes former top executives from the NASA Ames Research Center, Siemens Medical Systems, Philips Medical Systems, Fujifilm Corporation, and Stentor. For more information, visit http://www.allocade.com.

On-Cue is a registered trademark, and Dynamic Patient Itinerary and Schedule Repair are trademarks of Allocade, Inc.

Media Contact:
Amy Cook
925.552.7893
Email Contact

Filed Under: Medical And Healthcare

DiaMedica Announces Dr. Michael Giuffre to Join Board of Directors

Posted on August 10, 2010 Written by Annalyn Frame

WINNIPEG, MANITOBA–(Marketwire – Aug. 10, 2010) – DiaMedica Inc. (TSX VENTURE:DMA) today announced the appointment of Dr. Michael Giuffre to the company’s Board of Directors.

Dr. Giuffre is a Clinical Professor of Cardiac Sciences and Pediatrics at the University of Calgary. Dr Giuffre is currently a member on the board’s of the Alberta Medical Association and Unicef Canada. He is a past representative to the board of the Calgary Health Region and is an active participant in the biotechnology business sector.

“Dr. Giuffre’s clinical and business experience, particularly with his extensive cardiovascular background, will add additional depth to our Board,” stated Mr. Rick Pauls, President and CEO of DiaMedica.

“I am pleased to be joining the Board of Directors of DiaMedica at such a progressive time in its history,” stated Dr. Giuffre. “DiaMedica has very promising technology and I look forward to leveraging my experience as the company prepares for exciting and ambitious milestones.”

About Dr. Michael Giuffre

As a Clinical Professor of Cardiac Sciences and Pediatrics at the University of Calgary, Dr Giuffre maintains a portfolio of clinical practice, cardiovascular research, and university teaching. He maintains on-going involvement in both health care administration, and in the biotechnology business sector. Dr Giuffre is Past President of the Calgary and Area Physicians Association (CAPA) and a past representative to the board of the Calgary Health Region. Dr Giuffre holds a BSc in cellular and microbial biology, a PhD candidacy in molecular virology, an MD and an MBA. His Canadian Royal College board certified specialties include Pediatrics, Pediatric Cardiology and a subspecialty in Pediatric Electrophysiology.

As a biotechnology consultant, Dr. Giuffre has been involved with RedSky Inc. (acquired by Research in Motion), MDMI, and MedMira Inc. He is currently on the boards of IC2E Inc and FoodChek Inc. He serves on the Medical Advisory Board of the SADS Foundation and on the boards of Unicef Canada and the Alberta Medical Association. He is also an MD-MP contact for the Canadian Medical Association.

Dr Giuffre has recently received a Certified and Registered Appointment by the American Academy of Cardiology, “Distinguished Fellow of the American Academy of Cardiology,” and in 2005 was awarded “Physician of the Year” by the Calgary Medical Society.

About DiaMedica

DiaMedica is a biopharmaceutical company focused on developing novel treatments for diabetes and neurological disorders. The Company’s type 2 diabetes program is based on a critical liver nerve signaling mechanism involved in enhancing insulin sensitivity after meal consumption. Two of DiaMedica’s products, DM-71 and DM-99, have previously demonstrated human efficacy in lowering blood sugar levels in people diagnosed with type 2 diabetes based on this novel nerve signaling mechanism.

DiaMedica has expanded its DM-199 recombinant protein program into neurological and autoimmune disorders. The Company has demonstrated that DM-99, the naturally occurring form of DM-199, confers neural protection (protects brain cells) and triggers neural stem cell proliferation (creates brain cells) for the treatment of numerous neurological disorders including Alzheimer’s disease. DiaMedica is listed on the TSX Venture Exchange under the trading symbol “DMA”. For further information please visit www.diamedica.com.

Caution Regarding Forward-Looking Information

Certain statements contained in this press release constitute forward-looking information within the meaning of applicable Canadian provincial securities legislation (collectively, the “forward-looking statements“). These forward-looking statements relate to, among other things, DiaMedica’s objectives, goals, targets, strategies, intentions, plans, beliefs, estimates and outlook, and can, in some cases, be identified by the use of words such as “believe,” “anticipate,” “expect,” “intend,” “plan,” “will,” “may” and other similar expressions. In addition, any statements that refer to expectations, projections or other characterizations of future events or circumstances are forward-looking statements. Specifically, this press release contains forward-looking statements regarding matters such as, but not limited to, the prospective Offering and the proceeds from the Offering, the anticipated use of proceeds from the Offering, regulatory approval of the Offering, and our other plans, estimates and expectations, including the completion of our proposed acquisition of Sanomune Inc. These statements reflect management’s current beliefs and are based on information currently available to management. Certain material factors or assumptions are applied in making forward-looking statements, and actual results may differ materially from those expressed or implied in such statements. Important factors that could cause actual results to differ materially from these expectations include, among other things: uncertainties and risks related to our ability to complete the Offering, the availability of financing, risks and uncertainties relating to the anticipated use of proceeds, changes in debt and equity markets, uncertainties related to clinical trials and product development, rapid technological change, uncertainties related to forecasts, competition, potential product liability, additional financing requirements and access to capital, unproven markets, the cost and supply of raw materials, management of growth, effects of insurers’ willingness to pay for products, risks related to regulatory matters and risks related to intellectual property matters. 
Additional information about these factors and about the material factors or assumptions underlying such forward-looking statements may be found in the body of this news release, as well as under the heading “Risk Factors” contained in DiaMedica’s 2008 annual information form. DiaMedica cautions that the foregoing list of important factors that may affect future results is not exhaustive. When relying on DiaMedica’s forward-looking statements to make decisions with respect to DiaMedica, investors and others should carefully consider the foregoing factors and other uncertainties and potential events. Such forward-looking statements are based on a number of estimates and assumptions which may prove to be incorrect, including, but not limited to, assumptions regarding the availability of financing for research and development companies, general business and economic conditions, and DiaMedica’s ability to complete its proposed acquisition of Sanomune Inc. These risks and uncertainties should be considered carefully and investors and others should not place undue reliance on the forward-looking statements. Although the forward-looking statements contained in this press release are based upon what management believes to be reasonable assumptions, DiaMedica cannot provide assurance that actual results will be consistent with these forward-looking statements. DiaMedica undertakes no obligation to update or revise any forward-looking statement. Additional risk factors, factors which could cause actual results to differ materially from expectations, and assumptions relating specifically to our proposed acquisition of Sanomune Inc. may be found in our press release dated February 18, 2010.

Filed Under: Medical And Healthcare

FDA Approves Innovative Liver Cell Therapy for Clinical Trial in the U.S.

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: Cytonet

WEINHEIM, GERMANY–(Marketwire – August 10, 2010) – On July 23, 2010 the liver cell preparation by Cytonet GmbH & Co. KG received an Investigational New Drug allowance (IND) from the U.S. Food and Drug Administration (FDA). This is the first time a later stage clinical trial with liver cell therapy can now be started in the US. The FDA-approval is partly based on interim results of an ongoing clinical trial in Germany with neonatal patients suffering from urea cycle disorders (UCD). Cytonet will immediately start the clinical trial SELICA (Safety and Efficacy of Liver Cell Application)-III. The objective of this open, prospective, group-matched, historic-controlled multi-center study is to investigate the safety and efficacy of liver cell therapy in children suffering from UCD. Five therapy centers, as well as 10 centers actively assigning patients and responsible for the after-care, are participating in the SELICA-III trial. 

This study is the second clinical study on liver cell therapy in children suffering from UCD. The first trial, SELICA-II, has been running in Germany for approximately 1 year. SELICA-III comprises a six-month treatment and observation phase and a subsequent 18-month follow-up. The study includes infants, toddlers and children up to the age of five, who are suffering from the most severe forms of the following UCDs: ornithine transcarbamylase (OTC) deficiency, carbamoyl­phosphate synthetase I (CPS I) deficiency or argininosuccinate-synthetase (ASS) deficiency, also called citrullinemia. Cytonet would like to acknowledge the National Urea Cycle Disorders Foundation for its assistance during the development of the program. For more information about urea cycle disorders, visit the National Urea Cycle Disorders Foundation at www.nucdf.org.

About urea cycle disorders and liver cell therapy
UCDs are severe and life-threatening disorders of the ammonia (NH3) metabolism of the liver. These include carbamoylphosphate synthetase I (CPS) deficiency, N-acetylglu­tamate-synthetase (NAGS) deficiency, ornithine-transcarbamylase (OTC) deficiency, argininosuccinate-synthetase (ASS) deficiency — also known as citrullinemia, arginino­succinate-lyase (ASL) deficiency and arginase 1 deficiency (hyper­argi­ninemia). UCDs are based on disorders of 6 known enzymes that are involved in NH3-detoxification. In UCD-patients, the neurotoxic NH3 is not metabolized into urea and excreted. Instead, it accumulates in the blood and tissue. Depending on the severity of the disease, it leads to massive damage of the nerves and the brain, and can be fatal. Children who remain untreated rarely have a normal physical and mental development.

The only currently available cure is the transplantation of a whole liver or a liver lobe. However, this treatment is highly problematic for very young children and neonatal patients. Additionally, suitable organs available for transplantation are very rare. A therapy using isolated and processed liver cells from non-transplantable donated livers (manufactured under GMP standards) has been investigated and further developed over the past years. Cytonet is working in close cooperation with internationally leading neonatal and pediatric metabolism centers. The overall goal is an effective compensation of the metabolism disorder by means of the infusion of healthy, fully metabolism-competent human liver cells into the portal vein, subsequently engrafting in the liver of the child with the disorder.

About Cytonet
The Cytonet Group is an international biotechnology company with sites in Weinheim, Heidelberg and Hannover, Germany and Durham, NC, USA. Currently Cytonet has 60 employees. The company develops, produces and markets cell-therapeutic products for many diseases. In the process developed by Cytonet, liver cells from donated livers are gently isolated and cleaned up in a complex procedure. The donor livers, which are obtained from Organ Procurement Organizations in the United States, are unsuitable for organ transplantation. Additionally, Cytonet provides blood stem cell and bone marrow preparations for the therapy of leukemia and other malignant diseases. Managing directors are Dr. Wolfgang Rüdinger and Dipl.-Kfm. (MBA) Michael J. Deissner. Cytonet was founded by the demerger of the Cell Therapy department from the Roche Group in April 2000. The Dietmar Hopp family owns the majority of shares.

Please contact at Cytonet:
Cytonet LLC
Mark Johnston
801 Capitola Drive,
Suite 8, Durham,
NC 27713, USA
[email protected]

Cytonet GmbH & Co. KG
Sina Oelenheinz
Albert-Ludwig-Grimm-Str. 20
69469 Weinheim
Germany
fon: +49 6201 – 2598 133
fax: +49 6201 – 259828
email: [email protected]

August 10, 2010
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Reprints free of charge, sample copies appreciated

Press contact:
Cramer-Gesundheits-Consulting GmbH
Postfach 11 07
65741 Eschborn
Germany

Karin Jürgens
Tel. +49 61 96 / 77 66 – 114
[email protected]

Kerstin Depmer
Tel. +49 61 96 / 77 66 – 117
[email protected]

Filed Under: Medical And Healthcare

Print Dental Marketing Remains Essential Part of Marketing Mix, Says Patient News

Posted on August 10, 2010 Written by Annalyn Frame

SOURCE: Patient News

NEW YORK, NY and TORONTO–(Marketwire – August 10, 2010) –  A diverse marketing mix that includes and addresses communication preferences of readers is essential to any marketing or advertising campaign, and print marketing and direct mail still remain an integral part of that mix, says Patient News, a leading dental marketing solutions company.

“Statistics show that most marketers have found that online channels demonstrate greater value when distributed in conjunction with direct mail applications, reinforcing the value of print in the marketing mix,” said Karen Galley, President of Patient News.

Baby Boomers, who have an annual spending power of $2.1 trillion and account for upwards of 60% of all healthcare spending, actively shop through the mail and keep mail pieces for future reference. According to a research study by JWT BOOM and ThirdAge Inc., 90% of Baby Boomer women surveyed have seen a print ad and later visited the online site. As women make more than 85% of all healthcare buying decisions, this adds up to significant business that can be attributed to print marketing such as newsletters, direct mail or custom postcards.

In addition, the coveted 18-49 consumer group welcomes, reads and responds to printed materials. Close to 90% of this group sort through mail immediately, nearly 80% read direct mail advertising, and about 70% use coupons received in the mail.

“Print is an amazing online traffic generator, and it delivers consistent response rates,” said Galley. “People are more willing to try new brands than ever before, and those over 50 years old, the primary target for most of our dentists, are more likely than any other group to read and respond to direct mail pieces.”

For additional information on dental newsletters, variable data services, dental postcards, printed or e-dental advertising from Patient News call 800.667.0268 or visit www.Patientnews.com.

To read more on this topic, visit: http://www.patientnews.com/pressreleases/print-dental-marketing-in-mix.html.

About Patient News:

Patient News is North America’s most comprehensive and innovative provider of direct mail, newsletters, postcards, email newsletters, and referral cards. Founded in 1992, the company produces award-winning healthcare and dental marketing products in Canada, the United States, and the United Kingdom.

Contact:

Joanne Bishop
Vice-President
Patient News
800-667-0268

Click here to see all recent news from this company

Filed Under: Medical And Healthcare

See How Inexpensive Liability Insurance Is With A Liability Insurance Quote

Posted on August 10, 2010 Written by Annalyn Frame

When you are a small business person, you will need to get a liability insurance quote to protect your business assets, as well as personal assets, in the event of a lawsuit. Of course, all businesses like to hope that they are never sued by a customer or an employee, but the risks become larger, the more successful you become. There is additional liability that can fall when you have employees in service vehicles and those that manufacture products always have to worry about product liability lawsuits. No matter what business you are in, you will be open to liability risks.

For this reason, your liability insurance quote should protect you from all the risks that your business might be exposed to, including general public liability, product liability, professional liability and employees should be protected by worker’s compensation insurance, as well. A general liability umbrella insurance policy may be required for many small businesses to ensure you have adequate protection. When a lawsuit exceeds the value of your business liability insurance, your personal assets may be at risk and there are many small businesses that should consider personal liability policies for ownership, to protect personal assets.

When you get your liability insurance quote, consider the liability limits that are set on the policy, when comparing premiums. Cheaper is not always better, but there are ways you can reduce your premium by increasing deductibles and some carriers consider clean claims records and your credit, when considering your liability insurance quote. The important thing to remember is that you want to protect your assets as your company grows. This means you should review your liability limits on a regular basis and get a liability insurance quote periodically to increase coverage.

Professionals need to be aware of other sources of liability, such as errors and omissions liability insurance or malpractice liability insurance. Even those in construction, info Technology and other industries may have specialized liability risks. For this reason, it is important your insurance agent understands the liabilities you may be exposed to because this is no time to hide disclosure for a cheaper premium amount. You have to keep in mind that you will not be covered, in the event of a claim, unless your liability insurance quote includes that particular coverage. If you are in uncertainty as to what types of liability coverage you have, an insurance expert or a lawyer can explain the terms of your liability insurance policy.

There are many sources to consider for an affordable liability insurance quote, so you are best to be forthcoming with any potential risks and compare your quotes on that basis. When it comes to liability insurance, it is better to be safe than sorry because you could risk everything, if you become involved in a large lawsuit. When you consider the protection and peace of mind that liability insurance can bring, it is well worth the cost to insure the protection. No matter what industry or profession you are in, you need to get a liability insurance quote to protect your business and personal assets.

 

Filed Under: Healthcare Plan News

Save! Online Get Health Insurance Quotes Medical Insurance

Posted on August 10, 2010 Written by Annalyn Frame

Health insurance quotes medical insurance can cut by means of the varity of plans as the range of alternatives for diverse wellbeing plans across the nation is staggering. For that reason numerous financial and wellbeing advisors will tell somebody to look at insurance quotes health medical prior to investing in any item.

This allows somebody to discover as much as achievable about the coverage alternatives that are present and compare the gains that an individual can buy. By engaging the power in the internet, the practice of contrasting the pros and cons is usually made rather easy. There’s now the option of side by side comparisons that make it possible for any person to pick the proper coverage for any family or individual .

Health insurance quotes medical insurance can vary based on several different attributes. The 1st of which is the estimate from the overall possibility on the particular person. If the man or women is thought to be high risk, the policy is likely to become far more high-priced. These policies tend to possess far more exceptions in them so that the insurance coverage organization to continue to generate funds.

Some in the new regulations within the health bill will limit that capability on the insurance policies corporations to create decisions on pre existing conditions. That would equalize things and allow a lot much more individuals to obtain coverage.

The purpose of getting insurance policy and seek insurance quotes health medical would be to become an informed consumer. Big business is constantly trying to uncover a way to make a quick dollar by selling items and not delivering on their promises.

That enables the corporations to pay to all shareholders a great amount of dollars. So to prevent a person from being  taken benefit of by distinct businesses, they really should actually gets estimates and understand everything that is actually involved with the whole process before moving forward. Any person might be surprised how typical it’s for plans to not offer a mental wellness benefit or to have large to pays for visits.

There’s generally a whole lot of variability from the regards for the pharmaceutical benefits. A good deal of attention need to also be paid towards the capability of someone to transfer their care. So be certain to obtain health insurance quote medical insurance as a part on the decision method.

Filed Under: Healthcare Plan News

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